Our Contents insurance takes care of the finer details, and with the price fixed for three years it's one less thing to worry about
You can really relax with our home insurance cover. When you take out a policy with us, we’ll fix the price for the next two renewals, so you’ll know exactly what you’ll be paying.
How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Quotes are valid for 90 days. Underwriting criteria apply. Underwritten by U K Insurance Limited.
Contents cover up to £100,000 available on Elite
Newlyweds receive 10% extra cover for new gifts at no extra cost (excludes Essentials cover)
Receive 10% extra cover at Christmas at no extra cost (excludes Essentials cover)
Laptops, Tablets and portable music players covered in the home. Cover outside the home available.
New for old replaced without any deductions for wear and tear (contents cover only)
Accidental damage cover available
Contents cover away from your home from £250 to £10,000 available
Cover for accidental loss of money anywhere in the world (excludes Essentials cover)
For full details of cover, any limitations and significant exclusions, please view the policy document.
Need higher levels of cover? Have a look at Private home insurance
Please make sure you've read the following information before getting a quote, and also save/print the Key Facts document.
Monthly payments. Subject to eligibility and credit agreement. Credit facilities: Over 18s only. Representative 0.0% APR.
RBS Home Insurance is underwritten by U K Insurance Limited who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number: 202810.
If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy then the FSCS will pay 90% of your claim on your home and pet insurance and 100% on your life and motor insurance, with no upper limit.