Life Insurance

Most people insure their car, mobile phone,
even fridge - what about protecting
the people that matter?

Life insurance cover calculatorHow much cover do you need?

Why is protection important

Having insurance for the things we value is simply common sense

I want to protect my family and mortgage

Level insurance pays out a fixed amount, so it’s a good way to help give your family a financial safety net
Decreasing insurance helps protect you if you have a repayment mortgage or loan

Are you over 50?

Our over 50's life insurance provides a payout to help cover funeral expenses or leave behind a gift for your loved ones. 

Having the right protection in place will give you and your family genuine peace of mind
While money isn’t everything, it can help ease the financial burden on your loved ones should something unexpected happen

See how we can help you

Young family

Andrew and Kate, both 33, are married with two children aged 6 and 2

Between them, they earn £49,000 a year. They spend about £850 a month on their mortgage, and about £1,000 a month on living expenses.

In case anything happened which meant they were no longer around or couldn't work due to a critical illness, they want the security of knowing that they'd have enough money to at least still pay their mortgage.

As non-smokers, for a sum assured of £150,000 over 25 years, a joint Decreasing Life insurance plan would cost £18 a month.

To add Critical Illness to their plan of the same sum assured would cost an extra £59 a month.Critical illness cover is an optional extra and is designed to pay a guaranteed cash lump sum if you suffer from specified illnesses, such as certain cancers, a heart attack or a stroke.

Premium examples correct as at 22/07/2014. These products have no cash-in value at anytime.

More customer examples

Life Insurance

Protecting your money

If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy, then the FSCS will pay 90% of your claim on your home, pet and life insurance and 100% on motor insurance, with no upper limit. 

Further information is available here (650K PDF) or visit

Life Insurance

Explore your options

Get covered now

Life Insurance

Get in touch

Call 0800 455 565


Minicom 0800 404 6161

Mon to Thu 8am - 8pm
Fri 8am - 6pm
Sat 9am - 5pm
(excl. public holidays).

Calls may be recorded.

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