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Investing

Make the most of your money

The value of investments, and the income from them, can fall as well as rise, and you may not get back the full amount you invest.
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Investing

Invest in your children’s future

A Junior Stocks and Shares ISA is a way of investing for your children in a tax-efficient fund.

You can invest up to £4,000 for this tax year.

The funds in the account are in the name of your child - but they can't withdraw any funds until they reach the age of 18. When they reach 18 years of age the Junior Stocks and Shares ISA will convert to an adult ISA, with the child being the owner.

Find out more about Junior ISAs

Helpful banking

Protecting your money

Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: The Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.

Further information is available here or visit www.fscs.org.uk.

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