Loans - Unsecured personal loans - Royal Bank of Scotland

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Personal Loans

Make your 'one day' happen today with a personal loan

Apply for a loan Find out if you're likely to be approved

We've just reduced our prices for larger loans.
Our best ever
Representative 3.9% APR  for loans of £7,500 to £25,000.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing Royal Bank of Scotland current account customers only.

Find out if you're likely to be accepted for a loan

Find out if you're likely to be approved

We will show you how much you may be able to borrow

View your personalised interest rate and monthly payments

There's no impact on your credit rating


Personalised Quick Quote
Personal loans Here's why our loan might be right for you

Borrow between £1k and £25k

£1,000 - £14,950 repay over 1 to 5 years, £15,000 -£25,000 over up to 7 years. Home improvement loans over £2,500 repay over up to 10 years.

Funds next working day

If you use Digital Banking, apply before 5.55pm Mon-Thur & have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Apply online and get your decision in minutes

Bank with us online? We can pre-fill your application, saving you time.

Looking for a loan between £25,000 and £35,000?

You can apply to borrow between £1,000 and £25,000 online, however, if you are looking for a larger loan, please visit us in branch, call us or request a call back.
Add your signposting title here… Not sure which type of borrowing is right for you?

If you need to borrow money and you are not sure which product might be right for you, use our helpful tool to compare the features of different types of lending.

Compare my borrowing options
Personal loans Ready to apply?
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