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Personal Loans

Make your 'one day' happen today with a personal loan

Apply for a loan Get a quote

Our best ever Representative 3.9% APR  for loans of £7,500 to £14,950. Don't miss out.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing RBS current account customers for a limited time only.

Looking for a loan between £25,000 and £35,000?

You could borrow between £1,000 and £25,000 online, however, if you are looking for a larger loan, please visit us in branch or call us.

Personalised loan quote

Find out if you are likely to be accepted for a loan

No impact on your credit rating

View your personalised interest rate and monthly payments

Find out how much you may be able to borrow

If you choose to apply, additional checks (including a full credit check) may be carried out and this may affect our decision. 


Find out if you could get a loan


Personal loans

Here's why an RBS loan might be right for you.

Borrow between £1k and £25k

£1,000 - £14,950 repay over 1 to 5 years, £15,000 -£25,000 over up to 7 years. Home improvement loans over £2,500 repay over up to 10 years.

Funds next working day

If you use Digital Banking, apply before 5.55pm Mon-Thur & have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Apply online and get your decision in minutes

Bank with us online? We can pre-fill your application, saving you time.


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Not sure which type of borrowing is right for you?

If you need to borrow money and you are not sure which product might be right for you, use our helpful tool to compare the features of different types of lending.

Compare my borrowing options

Personal loans

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