Car loans – car loan calculator - Royal Bank of Scotland

A couple in their car

Car loans

A car loan could make
your dream a reality

Apply for a loan Find out if you're likely to be approved

Our lowest ever Representative 3.9% APR  for loans of £7,500 to £25,000.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing Royal Bank of Scotland current account customers only.

Why choose a car loan from Royal Bank?

Borrow between £1k and £35k
Apply online for loans between £1k and £25k. Loans over £25k available in branch or by telephone.

Fixed monthly repayments
Spread the cost evenly over 1-7 years. £1,000-£14,950 repay over 1 to 5 years, £15,000-£35,000 over 1 to 7 years.

Funds next working day
If you use online banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Looking for a loan between £25,000 and £35,000?

You can apply to borrow between £1,000 and £25,000 online, however, if you are looking for a larger loan, please visit us in branch, call us or request a call back.

Personalised Quick Quote
Add your signposting title here… Find out if you're likely to be approved

We'll show you how much you may be able to borrow

View your personalised interest rate and monthly payments

There's no impact on your credit rating

Personalised Quick Quote
A boy looking into a car window
Add your signposting title here… Buying a car guide

Our buying a car section has lots of helpful hints and tips on how to buy a car, including financing options, running costs, how to trade in or sell your current car and some useful car buying facts.

A guide to buying a car
Ready to apply?
Apply for a loan
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