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Your home or property may be repossessed if you
do not keep up repayments on your mortgage

Helpful tools

Tools to help you plan

Find out how much you could borrow before you start looking for your new home.

Use the mortgage calculator to view our rates and get a monthly repayment quote.

What is an offset mortgage and is it right for me?

Why not find out how much home insurance could cost you for the property you are thinking of buying?

Helping you pay off your mortgage earlier

Offset flexible mortgage

 

Find out what offsetting could mean for you and see how much less you could be paying each month if you set your savings against your mortgage. 

See our Offset Flexible Mortgage

Offset mortgage at a glance

 


Interest rate

 

Overall cost for comparison

Product fee

4.00% variable

4.2% APR

£499

Minimum deposit: 20% for capital and interest repayment option

Purpose: Purchase or remortgage

Is your mortgage on Standard Variable Rate?

How could interest rate changes impact you?

Interest rates are likely to rise, maybe later this year or perhaps in 2015. The rises may be small and gradual, and they'll affect everyone with a mortgage. But new research from the Money Advice Service shows that three out of four homeowners haven't considered how a rise would affect their repayments.

See how changes may impact you
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Win your mortgage paid for a year

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Helpful banking

Protecting your money

We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person

Further information is available here or visit www.fscs.org.uk.

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