Our Mortgages

Find a mortgage that fits.

Royal Bank mortgages are available for over 18s

How to apply

Your home or property may be repossessed if you do not keep up repayments on your mortgage

Getting started is easy...


Find out how much you could borrow

Borrowing Calculator

Before you start looking for a house, you need to know how much you can borrrow.

We'll look at your income and outgoings and give you an idea of how much we could lend to you.

Take a look at our rates and deals

Mortgage Rate Finder

Find out what your repayments are likely to be and whether there are any additional fees or repayment charges.

Once you've taken a look at our rates, you can get an indication of whether we can lend you the amount you need with an Agreement in Principle.

How to apply for a Royal Bank mortgage

How to apply

You can apply in branch, over the phone or online. Take a look at the options and find out what's best for you.

Find out more and choose your preferred level of service.


Win your mortgage paid for a year

Enter our free prize draw online for a chance to win your mortgage paid for a year up to the value of £20,000.

Closing date 8th January 2016. One prize available. Excludes Northern Ireland.
Over 18s only. Terms and conditions apply

Enter now




Interest Only Mortgages

We now offer interest only mortgages to customers who meet specific criteria, including a minimum sole income of £100,000 a year, for loans up to a maximum LTV of 75%. 

Find out more


Protecting your money

We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person. Further information is available here  ( 650K PDF) or visit


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