Your home or property may be repossessed if you
do not keep up repayments on your mortgage

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Whether you're buying your first home, moving or simply looking for a better rate...

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Tools to help you plan

Find out how much you could borrow before you start looking for your new home.

Use the mortgage calculator to view our rates and get a monthly repayment quote.

What is an offset mortgage and is it right for me?

Why not find out how much home insurance could cost you for the property you are thinking of buying?

Helping you pay off your mortgage earlier

Offset flexible mortgage


Find out what offsetting could mean for you and see how much less you could be paying each month if you set your savings against your mortgage. 

See our Offset Flexible Mortgage

Offset mortgage at a glance


Interest rate


Overall cost for comparison

Product fee

4.00% variable

4.2% APR


Minimum deposit: 20% for capital and interest repayment option

Purpose: Purchase or remortgage

Is your mortgage on Standard Variable Rate?

How could interest rate changes impact you?

Interest rates are likely to rise, maybe later this year or perhaps in 2016. The rises may be small and gradual, and they'll affect everyone with a mortgage. But new research from the Money Advice Service shows that three out of four homeowners haven't considered how a rise would affect their repayments.

See how changes may impact you

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Win your mortgage paid for a year

Enter our free prize draw online for a chance to win your mortgage paid for a year up to the value of £20,000.

Closing date 8 June 2015. One prize available. Excludes Northern Ireland. Over 18s only. Terms and conditions apply

Enter now

Helpful banking

Protecting your money

We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person

Further information is available here (650K PDF) or visit


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