We would really like to hear your comments on the latest changes to help make manage my mortgage even better in the future. Let us know your thoughts by leaving us a comment.
New manage my mortgage
We’ve made some exciting improvements to manage my mortgage, so what’s new?
- New look and feel
- Easier to navigate and use on your mobile or tablet
- Easier to renew your mortgage
- You can make lump sum overpayments & set up a direct debit
- Remember you can still view all your mortgage details & more
Is your Royal Bank of Scotland mortgage deal coming to an end or are you currently paying our standard variable rate?
No legal fees or credit checks
No valuation required
Overpayment allowance for residential only
Receive your documents by post or email
We are here to help you with your mortgage. If there's anything we can help with, please talk to us.
You can overpay 10% of your mortgage balance each year. This will reduce the amount of interest you pay. If you make regular overpayments you may want to talk to us about your options
Changing your mortgage term
You can have a mortgage up to age 65, or age 70 if you can evidence that you have sufficient income post retirement.
Remember, if you increase your term you’ll pay more interest.
Transfer of title
If you want to add or remove other people to or from your mortgage, just contact us.
Trouble paying your mortgage?
You will find lots of helpful information and our contact details on our dedicated ‘Trouble paying your mortgage’ page.
Need to set up a Direct Debit?
Download a Direct Debit Form complete the details and return to us. We'll set this up so your mortgage payments automatically come out of your chosen account each month.
How much can I borrow?
Find out how much you could borrow before you start looking for your new home.
Mortgage calculator - our mortgage rates
Use the mortgage calculator to view our rates and get a monthly repayment quote
Mortgage Overpayment Calculator
Use our overpayment calculator to see how much you could save by making either extra monthly payments or paying a lump sum to your capital repayment mortgage.