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Moving home


We have our lowest ever
mortgage rates to help you get a move on

Your home may be repossessed if you do
not keep up repayments on your mortgage

Our lowest ever mortgage rates

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Use our tools and calculators to see how
we can help you get a move on to a new home

Use our tools and calculators

Helpful tools

Tools to help you plan

Search our mortgage rates, work out how much you can borrow and how future rate changes could affect your repayments.

Our monthly budget calculator also helps you to trim your spending and start saving for your new home.

Here every step of the way

Moving home with RBS

Do you have a mortgage with another lender?

 

When you’re moving home there’s always a lot to think about. If you're currently with another lender but want to know what mortgage rates we've got available, use our tools and guides here or talk to us to find the right RBS mortgage for you.

Already have a RBS mortgage and moving home?

 

You can move your RBS mortgage with you (moving your mortgage is subject to conditions) or look for a new deal when you move home. Find our more about Managing your current RBS mortgage.

Search our mortgage rates

What kind of mortgage are you looking for?

Use our mortgage calculator to help you find the right mortgage and work out monthly repayments that could save you money compared to your existing repayments.

Mortgage Calculator

Helpful tools

Tools to help you plan

Search our mortgage rates, work out how much you can borrow and how future rate changes could affect your repayments.

Use our Offset flexible mortgage calculator to see how much less you could be paying each month if you set your savings against your mortgage. 

Helping you pay off your mortgage earlier

Offset flexible mortgage

 

Find out what offsetting could mean for you and see how much less you could be paying each month if you set your savings against your mortgage. 

See our Offset Flexible Mortgage

Offset mortgage at a glance

 


Interest rate

 

Overall cost for comparison

Product fee

4.00% variable

4.2% APR

£499

Minimum deposit: 20% for capital and interest repayment option

Purpose: Purchase or remortgage

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Home Insurance

Are you covered?

Once you exchange contracts, your lender will insist that there is adequate buildings insurance cover in place and it is advisable to also take out contents insurance. This can be arranged to start at a date in the future, so that it's one less thing to think about.

Go to our Home Insurance section

Frequently asked questions

What other people are asking us

Any other questions?

View all Common Questions?

Helpful banking

Protecting your money

We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person

Further information is available here (650K PDF) or visit www.fscs.org.uk.

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