Remortgaging to RBS

...could mean you can relax and forget about the mortgage

Mortgage rate finder How much can I borrow?
Your home may be repossessed if you do not keep up repayments on your mortgage

We make it easier for you to remortgage to RBS

Remortgaging made simple

If you are with another lender and want to see if you could save money on your current mortgage, check out our range of remortgage products. Our online tools will quickly help you find the right mortgage for you and work out what the monthly repayments could be if you remortgaged to RBS.

Looking to borrow more when you remortgage to RBS?

Our mortgage advisers are always on hand to talk things through. We can call you to discuss your options.

Search our mortgage rates

What kind of mortgage are you looking for?

Use our mortgage calculator to help you find the right mortgage and work out monthly repayments that could save you money compared to your existing repayments.

Mortgage Calculator

Helpful tools

Tools to help you plan

Use our range of tools to help you choose the right mortgage for you. Search our mortgage rates, work out how much you can borrow and how future rate changes could affect your repayments.

Use our Offset flexible mortgage calculator to see how much less you could be paying each month if you set your savings against your mortgage. 

Helping you pay off your mortgage earlier

Offset flexible mortgage


Find out what offsetting could mean for you and see how much less you could be paying each month if you set your savings against your mortgage. 

See our Offset Flexible Mortgage

Offset mortgage at a glance


Interest rate


Overall cost for comparison

Product fee

4.00% variable

4.2% APR


Minimum deposit: 20% for capital and interest repayment option

Purpose: Purchase or remortgage

Remortgaging to RBS

Useful guides

About our mortgages

About our mortgages Find out more about the great choice of mortgages we offer

Improve?...or move?

About our mortgages Remortgaging to improve?...or should you move instead?

Home Insurance

Are you covered?

Once you exchange contracts, your lender will insist that there is adequate buildings insurance cover in place and it is advisable to also take out contents insurance. This can be arranged to start at a date in the future, so that it's one less thing to think about.

Go to our Home Insurance section

Frequently asked questions

What other people are asking us

Any other questions?

View all Common Questions?


We've won more awards

RBS have been awarded ‘Best Mortgage Lender Scotland’ in the 2013/14 Your Mortgage Awards.

In addition we’ve also been awarded ‘Best National Bank’ for the second year in a row in the 2013 ‘What Mortgage’ awards and for the first time we’ve been awarded ‘Best Lender Customer Service’.

Your Mortgage

Best Mortgage Lender Scotland


What Mortgage

Best National Bank


What Mortgage

Best Lender
Customer Service


See more about our award-winning service

Helpful banking

Protecting your money

With our account monitoring and online fraud protection promise, it's no wonder our customers voted us the UKs most trusted big bank for 2013  

We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person

Further information is available here or visit

Remortgaging to RBS

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