Switch to a new Deal - Existing Mortgages | Royal Bank of Scotland

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Is your current Royal Bank mortgage deal coming to an end?

We've lowered our fixed rate product fees and some of our rates for existing residential mortgage customers. It's just our way of saying thanks

See what you could save

Your home or property may be repossessed if you do not keep up repayments on your mortgage.


Benefits of switching online

 

Apply for a new deal online within 10 minutes. See what you could save

Easy to manage on your desktop & mobile to get a personalised quote

Check your property value and have the option to make an overpayment 

Use our new E sign signing option where you can receive paperwork via email

My existing mortgage deal is...

 

Residential  

Is your Royal Bank of Scotland mortgage deal coming to an end or are you currently paying our Standard Variable Rate?

 

You will need your mortgage account number, surname, date of birth and mortgaged property postcode to log into Manage your Mortgage.

 

If you know what product to go for and don't want advice then simply do it online. Otherwise you can arrange an appointment to speak to an adviser.

 

Sign in to view new deal

 

Arrange a free call back

 

Not sure if your mortgage started before 31st October 2004? If your mortgage account number has 8 digits and begins with a number '2' it will have started after this date. You have the option to either call us or arrange an appointment to discuss your options.

 

 

Buy to let

You will need your mortgage account number, surname, date of birth and mortgaged property postcode to log in to Manage your Mortgage.

 

With our great Buy to let mortgage rates you can view a personalised quote when you log in. If you know what product to go for than simply do it online.  

 

Sign in to view new deal

 

If you wish to switch your mortgage deal online then you must do it the three and a half months before your current deal comes to an end. After your deal comes to an end and you are on standard variable rate there is no online option and you will have to do it on the phone or in branch.

 

If you'd rather speak to us, please contact us to book an appointment with one of our mortgage professionals. You can either call us or arrange a free call back. We'll be happy to help.

 

Arrange a free call back

 

Not sure if your mortgage started before 31st October 2004? If your mortgage account number has 8 digits and begins with a number '2' it will have started after this date. You have the option to either call us or arrange an appointment to discuss your options.

 

Offset  

You can book an appointment to speak with one of our qualified mortgage advisers in branch or by phone by either contacting your local branch or using the number below.

 

You can also view our current Royal Bank of Scotland mortgage rates using our mortgage rate finder.

 

Use the link below to book an appointment or call us.

 

Arrange free call back

 

 

Why stay with Royal Bank of Scotland?

 

There are no legal fees or credit checks

There are no legal fees and you don't need to have a credit check done when renewing your existing mortgage with us.

 

No valuation required

However if you think your house value has increased, you can request to have a free valuation where we use a house price indicator. You can still pay for a standard valuation if you feel the HPI is undervalued

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