You automatically earn Rewards on seven types of household bills paid by Direct Debit and on purchases at partner retailers on our Reward account range. Monthly account fee starts from £3.
Rewards does not impact the account benefits you and your family automatically get with your bank account. To view and use your account benefits visit Manage your bank account.
They could grow quickly
There's no limit to the Rewards you can earn. On average, currently our customers earn £120 per year in Rewards, based on average monthly Direct Debits of £333 (£4,000 per year) and excluding the monthly fee.
They're easy to exchange
As soon as your available Rewards balance is the equivalent of £5 or more, you can convert your Rewards to money, which you can either transfer into your Royal Bank of Scotland bank account or use towards reducing your credit card balance.
Rewards can also be exchanged for gift cards or codes at selected retailers or converted to money and donated to participating charities.