Mobile Banking | Royal Bank of Scotland

Royal Bank mobile banking app

Mobile Banking

Get easier, faster banking in a few simple steps

Get the app

App available on most smartphones to Royal Bank customers with Digital Banking and a UK mobile number

Mobile Banking

Woman sitting outside using her tablet banking app

Add your signposting title here… We've updated our mobile banking app

To help you better understand your balance and avoid any surprises we have improved how you view your account summary and transactions details.

We have added your overdraft limit next to your balance and now you can get more information about a particular transaction by tapping on it.


See what else changed in the latest update

Time for a New Year's Resolution?
Get mobile with our banking app.

Fingerprint login 

Using fingerprint login on your iPhone, iPad or Android phone? Then that’s also your quickest and most secure way to log into the app. 

To set it up, first log into the app with your existing passcode, then click the ‘More’ button at the bottom of the screen. Open the ‘Settings’ menu and that’s where you’ll find the option to enable fingerprint login. 


Try our iPhone demo

Important Information


Touch ID and Android Fingerprint are available on selected Apple and Android devices.



Check your balance

Wondering if that refund is back your account yet, or fancy checking your balance? You can do this anytime, anywhere.

With our app you can see all your Royal Bank balances - current account, credit card, mortgage and savings. You can also check your transactions as far back as seven years ago. Just tap on a particular transaction to find out more about it. 


Try our iPhone demo

Try our Android demo

Transfer money between your own accounts

Have some money left over at the end of the month? Why not transfer it into your rainy day fund?

To do this, choose the account you’d like to move the money from, click the ‘Transfer between accounts’ option and follow the steps from there.


See how with our short video

Pay Someone New

Need to pay a friend or tradesman? You can use your app to pay anyone up to £250 with just their account number and sort code. You don’t need a card reader or to have paid them before using Digital Banking.

To pay someone new, choose your current account then click ‘Payments’. On the next screen, choose ‘Select payee’ then ‘Pay someone new’ and enter their details.  


Once the payment is made you have the option to share a PDF payment confirmation via email, save to your Cloud/Phone or print directly from the app.


Important information


The payment details will not be saved. You must have available funds to send from your account (including any overdraft facility). Maximum of 5 payments totalling £250 per working day, which is separate from your daily withdrawal and Get Cash limits.


For security reasons, the first time you use a feature that allows money to leave your account with the mobile app, you will be asked to confirm a second activation code.


Withdraw cash without a card

If you ever dash out without your debit card, you can still withdraw cash thanks to ‘Get Cash’. 

To use this service, just open up your app, click on ‘Get Cash’ at the bottom of the screen, and select how much you’d like to withdraw (up to £130). Click ‘next’, and we’ll send you a secure code to enter at any NatWest, RBS Scotland or Tesco cash machine.


You can use Get Cash up to twice a day, but can only have one cash code at any one time. If your code expires, don’t worry, the funds will go back into your account within 24 hours. 


Try our iPhone demo

Try our Android demo

Important Information


You must have at least £10 available funds to withdraw from your account (including any overdraft facility) and an active debit card for your account.


For security reasons, the first time you use a feature that allows money to leave your account with the mobile app, you will be asked to confirm a second activation code. 


Add your signposting title here… Enjoy the app on all your devices

We've extended our service so you can enjoy the benefits of the mobile banking app across multiple devices. 

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