Get the most from your Premier bank account

You'll need your debit card before you can get started.

1. You'll start earning Rewards the next business day after opening your Reward account and you can view your balance in Digital or Mobile Banking.
2. See your personalised offers and where you can earn at MyReward partner retailers. You can only see these offers once you log in to MyRewards.
3. To exchange your Rewards for money, trading up with our Reward partner retailers or donating your Rewards.

Last year our customers earned an average of 6% back in Rewards when using their Royal Bank Debit card at our partners. Based on Rewards earned vs. amount spent in 2023.

Set up your MyReward account

Earn £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each. Plus, £1 a month back in Rewards when you log in to our Mobile Banking app.

Last year our customers earned an average of 6% back in Rewards when using their Royal Bank Debit card at our partners. Based on Rewards earned vs. amount spent in 2023.

You'll need to pay at least £1,250 into your Royal Bank account every month.

As soon as your available Rewards balance is the equivalent of £5 or more, you can log in to MyRewards to exchange them. To login you will need to register, using your debit card. You can then choose from the following:

Bank it

Convert your Rewards into money by simply transferring it into your Royal Bank account. It takes 5 days to clear into your chosen account.

Trade up

Exchange your Rewards for gift cards or codes at our selected partner retailers.

Donate

Convert your Rewards into money and donate it to one of our chosen charities.

With our Reward Black credit card, Representative 37.1% APR (variable), you could earn more Rewards whenever you pay using the card. Plus, you won't pay foreign transaction fees if you use the card abroad.

What Rewards will you earn?

• 1% on your supermarket shop (0.5% at their petrol stations)
• Between 1-15% when you shop at selected MyRewards retailers
• 0.5% everywhere else you like to shop

More about Reward credit card

Annual fee applies, but we'll refund it if you already hold a Premier Reward Black current account.

To apply, you must be 18+, earning at least £15k per year and a mainland UK resident.

You'll need your debit card before you can get started.

1. You'll start earning Rewards the next business day after opening your Reward account and you can view your balance in Digital or Mobile Banking.
2. See your personalised offers and where you can earn at MyReward partner retailers. You can only see these offers once you log in to MyRewards.
3. To exchange your Rewards for money, trading up with our Reward partner retailers or donating your Rewards.

Last year our customers earned an average of 6% back in Rewards when using their Royal Bank Debit card at our partners. Based on Rewards earned vs. amount spent in 2023.

Set up your MyReward account

Earn £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each. Plus, £1 a month back in Rewards when you log in to our Mobile Banking app.

Last year our customers earned an average of 6% back in Rewards when using their Royal Bank Debit card at our partners. Based on Rewards earned vs. amount spent in 2023.

You'll need to pay at least £1250 into your Royal Bank account every month.

Set up a Direct Debit

As soon as your available Rewards balance is the equivalent of £5 or more, you can login to MyRewards to exchange them. To login you will need to register, using your debit card. You can then choose from the following:

Bank it

Convert your Rewards into money by simply transferring it into your Royal Bank account. It takes 5 days to clear into your chosen account.

Trade up

Exchange your Rewards for gift cards or codes at our selected partner retailers.

Donate

Convert your Rewards into money and donate it to one of our chosen charities.

Login to exchange your Rewards

With our Reward Black credit card, Representative 37.1% APR (variable), you could earn more Rewards whenever you pay using the card. Plus, you won't pay foreign transaction fees if you use the card abroad.

What Rewards will you earn?

• 1% on your supermarket shop (0.5% at their petrol stations)
• Between 1-15% when you shop at selected MyRewards retailers
• 0.5% everywhere else you like to shop

More about Reward credit card

Annual fee applies, but we'll refund it if you already hold a Premier Reward Black current account.

To apply, you must be 18+, earning at least £15k per year and a mainland UK resident.