Mobile phone on train

Select Current Account

All the essentials to make everyday banking easy for you. And there's no monthly fee.

Apply online now


Plan for the unexpected

RBS banking features

Helpful everyday banking comes as standard

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about Emergency Cash

Bank on demand

We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Online Banking and our Mobile Banking app.

Ways to bank with us 

Select Account | RBS - current accounts

It’s easy to move to RBS

Moving your banking to us is simple and hassle free. We'll do all the hard work for you and:

  • Transfer your payments (Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days

Find out more about the Current Account Switch Service

RBS current accounts

Find out what you need to open an account


Current accounts

Not the right account for you?

You can use our account comparison table to see the features, benefits and costs of our current accounts.


Existing customers

Get more from your Select Account

All you need to know to make the most of your RBS current account, including online banking, Mobile app, overdrafts and more...

Discover more

Helpful banking

Protecting your money

Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.

Further information is available here or visit

Select Account

Ready to apply?

Apply for Select Account Other ways to apply

How to apply

It's easy to apply for a Select Account. There are three ways to apply:

Apply online


Apply by phone

Call us on 0800 148 8328. 
Customers with hearing and speech impairments can contact us by Minicom number 0800 404 6160.

Lines are open: 
Monday to Friday 8am-8pm, except public holidays, and Saturdays 9am-6pm.
Calls may be recorded.

At your nearest RBS branch

Find a RBS branch near you

Set Tab for lightbox