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Select Current Account

All the essentials to make everyday banking easy for you. And there's no monthly fee.

Apply online now

RBS current accounts

Making everyday banking easy

Bank the way you want to

24 hour UK call centres, handy mobile branch service Digital Banking and award winning Mobile App (FS tech winner 2012).
Find out more about Digital and Mobile banking

Helping you when you need it

Emergency Cash - access your money at our ATMs if you lose your Debit card. Limits apply.
Find out more about Emergency Cash

Easy to apply & switch

Quick and easy online application. 
Find out more about switching

Get rewarded with Cashback Plus

Just activate your account and use your RBS Visa Debit card on qualifying purchases at participating retailers and you'll earn Rewards. Available on our personal current accounts held in mainland UK, except for Basic, Key and Cash accounts and current account mortgage products. Over 18's only.
Find out more about Cashback Plus


A little breathing space if you need it

Current Account Switch Guarantee

Switching banks

It’s easy to switch to RBS

Switching your banking to us is simple and hassle free.

We’re part of the Current Account Switch Service, and have an expert team who will move your banking to us in just 7 working days.

More about our switching service

Current accounts

Not the right account for you?

You can use our account comparison table to see the features, benefits and costs of our current accounts.

RBS current accounts

Find out what you need to open an account


Fees and charges

Rates and important information


Existing customers

Get more from your Select Account

All you need to know to make the most of your RBS current account, including online banking, Mobile app, overdrafts and more...

Discover more

Helpful banking

Protecting your money

Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.

Further information is available here or visit

Select Account

Ready to apply?

Apply for Select Account
Other ways to apply

How to apply

It's easy to apply for a Select Account. There are three ways to apply:

Apply online 


Apply by phone

Call us on 0800 148 8328. 
Customers with hearing and speech impairments can contact us by Minicom number 0800 404 6160.

Lines are open: 
Monday to Friday 8am-8pm, except public holidays, and Saturdays 9am-6pm.
Calls may be recorded.

At your nearest RBS branch

Find a RBS branch near you

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