Select Account - Current Account - Royal Bank of Scotland

Select bank account


An everyday bank account with no fee 

24-hour UK telephone and digital banking

Get Emergency Cash without your Debit Card

To apply you must be 18 or over and a UK resident.

Apply now Change your existing Royal Bank account

Change an existing account

Is this to be a sole or joint account change?

To apply, you need to be aged 18 or over and permanently resident in the UK.

When prompted on the next page for 'What current account would you like to change to' choose Select.

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Add your signposting title here… Bank anywhere, anytime

Our Select bank account is a standard account that has all the essentials that make banking easy.

Our range of services include an easy to use mobile app, free text alerts to manage your money, 24-hour telephone and digital banking, access to an Arranged Overdraft (subject to eligibility, over 18s only) and plenty more.

Benefits of the Select bank account

Mobile banking made easy

Our mobile app is designed to be simple and straightforward to use so you can manage your money on the move. You can check your balance, recent transactions and pay friends or family quickly and easily.

You can easily pay someone new

If you need to pay someone back you can do this easily with our mobile app. All you need is their account number and sort code, no need for a card reader. This will cover a maximum of 5 payments totalling £250 per working day.


Get cash without your debit card

Perfect for those times when you need small amounts of cash but don't have your debit card on hand.

All you need to do is select the 'Get Cash' function at the bottom of the screen and select how much you need (up to £130 of your money per day). We'll send you a secure code to enter at any Royal Bank of Scotland, NatWest or Tesco cash machine.



Our mobile app is available on most smartphones, to Royal Bank of Scotland customers with Digital Banking and a UK mobile number. Find out more about our mobile app.

Get some flexibility with an Arranged Overdraft

For a little extra piece of mind you can arrange an overdraft with your Select bank account. You can apply for an Arranged Overdraft during the Select account application process.

An Arranged Overdraft is an overdraft that we have approved for you and you can borrow up to that limit. This means you can get access to additional money if you ever need it (subject to eligibility, over 18's only). More about overdrafts.

Ways you can bank with us

We know life keeps you pretty busy, so we've made it easy for you to access your account anytime with digital banking, our mobile app and having our UK call centres available 24-hours a day. Or you can visit one of our 1,500 branches.

There are many ways to bank with us, whether you want to use your mobile phone, tablet, or even use one of our mobile branches in more rural locations in the UK. Managing your money has never been easier. Learn more about ways to bank.

Apply now
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