Manage your current account

Manage your Current Account

Helping you get more from your bank account

Could you change to a Reward account?

I'm a customer living in Scotland

Change to a Reward account

You can change to our Reward account online if you are over 18, a UK resident and based in a Scottish RBS branch.

Please note that this account type will not be available for any of our RBS England and Wales branch based customers who are due to transfer to Williams & Glyn in the future.

I'm a customer living in England or Wales

MyRewards - Customers in England & Wales

The free offer has now come to an end however you can still earn at least 1% Rewards at participating retailers.

You can view the MyRewards Terms & conditions here.

Use your current account benefits

If you live in:

  • Scotland

  • England or Wales

Scotland

See what Rewards you could earn with your account

If you have a Reward account

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Icon expand Your Rewards

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

1% or more on your personalised offers
 

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Icon expand How to earn Rewards

You can earn Rewards with a Reward, Reward Silver, Reward Platinum or Reward Black account

For a monthly fee from £3

Find out more about MyRewards


If you are unsure about what is available to you, chose your account from below:
 

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Icon expand Select

If you previously signed up to Cashback Plus, you will be currently earning 1% Rewards on debit card spend at partner retailers.

If you hadn't signed up to Cashback Plus, or are a new customer, you will be earning any Rewards.

To benefit from

Signed up to MyRewards (previously Cashback Plus)
Yes  No
Current Rewards if signed up for MyRewards (previously Cashback Plus)
1% Rewards on debit card spend at partner retailers N/A
Happy with what you have?
Continue  earning 1% on debit card spend only You don’t need to do anything
Earn more Rewards
Change your account to a Reward account after your offer finishes and continue to earn 3% Rewards on selected Household Bills paid by Direct Debit, from £3 per month 1% Rewards on debit card spend at partner retailers
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Icon expand Select Silver

Signed up to MyRewards (previously Cashback Plus)
Yes  No
Current Rewards if signed up for MyRewards (previously Cashback Plus)
1% Rewards on debit card spend at partner retailers N/A
Happy with what you have?
Your 3% household bill offer has ended. Upgrade to a Reward account to continue earning 3% You don’t need to do anything
Earn more Rewards
Change your account to a Reward account after your offer finishes and continue to earn 3% Rewards on selected Household Bills paid by Direct Debit, from £2 extra per month Change your account to a Reward account to earn 3% Rewards on selected Household Bills paid by Direct Debit from £2 extra per month. 1% Rewards on debit card spend at partner retailers
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Icon expand Select Platinum

Signed up to MyRewards (previously Cashback Plus)
Yes  No
Current Rewards if signed up for MyRewards (previously Cashback Plus)
1% Rewards on debit card spend at partner retailers N/A
Happy with what you have?
Your 3% household bill offer has ended. Upgrade to a Reward account to continue earning 3% You don’t need to do anything
Earn more Rewards
Change your account to a Reward account after your offer finishes and continue to earn 3% Rewards on selected Household Bills paid by Direct Debit, from £2 extra per month Change your account to a Reward account to earn 3% Rewards on Household Bills paid by Direct Debit from £2 extra per month. 1% Rewards on debit card spend at partner retailers
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Icon expand Black Account

Signed up to MyRewards (Previously Cashback Plus)
Yes  No
Current Rewards if signed up for MyRewards (previously called Cashback Plus)
1% Rewards on debit card spend at partner retailers N/A
Happy with what you have?
Your 3% household bill offer has ended. Upgrade to a Reward account to continue earning 3% You don’t need to do anything
Earn more Rewards
Change your account to a Reward account after your offer finishes and continue to earn 3% Rewards on selected Household Bills paid by Direct Debit, from £2 extra per month Change your account to a Reward account to earn 3% Rewards on Household Bills paid by Direct Debit from £2 extra per month. 1% Rewards on debit card spend at partner retailers


If your account was opened between 6th and 11th October your account will have no Reward options at present, view our range of accounts with Rewards.

Find out more about Rewards

Looking for a new account or to change an existing one? You can open a Reward, Silver, Platinum or Black account in your local branch. Or you can apply for a Select Account online.

See our full range of accounts available to you

England or Wales

See what Rewards you could earn with your account

Accordion

Icon expand Your Rewards

Earn 3% Rewards on selected household bills paid by Direct Debit

1% at partner retailers

1% or more on your personalised offers
 

 

Accordion

Icon expand How to earn Rewards

You can earn Rewards with a Select Silver, Select Platinum or Black account

Only available to customers who joined Cashback Plus before 5th October 2015

Find out more about MyRewards


If you are unsure about what is available to you, chose your account from below:

Accordion

Icon expand Select

Signed up to MyRewards (previously Cashback Plus)
Yes  No
Current Rewards if signed up forMyRewards (previously Cashback Plus) If you've recently opened an account or didn't sign up to MyRewards (previously Cashback Plus)
1% Rewards on debit card spend at partner retailers Unfortunately you are unable to join MyRewards
Accordion

Icon expand Select Silver

Signed up to MyRewards (previously Cashback Plus)
Yes  No
Current Rewards if signed up for MyRewards (previously Cashback Plus) If you've recently opened an account or didn't sign up for MyRewards (previously Cashback Plus?
1% Rewards on debit card spend at partner retailers Unfortunately you are unable to join MyRewards
Your 3% household bill offer has ended. Upgrade to a Reward account to continue earning 3% N/A
Accordion

Icon expand Select Platinum

Signed up to MyRewards (previously Cashback Plus)
Yes  No
Current Rewards if signed up for MyRewards (previously Cashback Plus) If you've recently opened an account or didn't sign up for MyRewards (previously Cashback Plus?
1% Rewards on debit card spend at partner retailers Unfortunately you are unable to join MyRewards
Your 3% household bill offer has ended. Upgrade to a Reward account to continue earning 3% X
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Icon expand Black Account

Signed up to MyRewards (previously Cashback Plus)
Yes  No
Current Rewards if signed up for MyRewards (previously Cashback Plus) If you've recently opened an account or didn't sign up for MyRewards (previously Cashback Plus?
1% Rewards on debit card spend at partner retailers Unfortunately you are unable to join MyRewards
Your 3% household bill offer has ended. Upgrade to a Reward account to continue earning 3% X
Find out more about Rewards

Looking for a new account or to change an existing one? You can open a Silver, Platinum or Black account in your local branch. Or you can apply for a Select Account online.

See our full range of accounts available to you

 

 

RBS Rewards House

Add your signposting title here…

Earn 3% Rewards on selected household bills paid by Direct Debit

That's gas bills, electricity bills, water bills, mobile phone bills, council tax bill, well... you get the idea. The more eligible Direct Debits you have with your RBS account the more Rewards you'll earn!

From 1st January 2016, if you hold a RewardReward Silver, Reward Platinum or Reward Black accountwith RBS you will earn Rewards on eligible direct debits from all current accounts you hold with us (excluding Basic, Foundation, Step or current account mortgage products).

Move your Direct Debits

Our other accounts

From Coachcard or Tastecard, to overdrafts and banking on the go, make sure you're getting the most out of your account by checking out their benefits.

Start using these great new features

Shopping never felt so good

Apple Pay is the new, easy and secure way to pay using your RBS debit or credit card.

Apple Pay is available on selected personal current accounts and RBS MasterCard credit cards.

More about Apple Pay

Emergency cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about emergency cash
RBS-EmergencyCash-Puppy-Card

Support when you need it

Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs. Simply call us and we’ll send you a code that’ll let you withdraw your cash.

If you’re an online or telephone banking customers, you can access up to £300. 
If you’re not registered for these services, you can still get £60 to tide you over. 

You need to have the money in your account to withdraw it & you'll need at least £20 in your account to use the service.

When you call we will ask some security questions, then provide a code that allows you to withdraw your money from any RBS, NatWest or Ulster cash machine.

Has your RBS debit card been lost or stolen? Call us.

 

Banking made easier

Banking on your mobile app

- Check your balance at any time
- Pay friends with their mobile number
- Login using your fingerprint
- Pay your bills and friends
- Receive money using the Paym service
- Get cash without your debit card

App available on selected smartphones, to RBS customers with digital banking and a UK mobile number beginning 07.
 

Get the app

You can do more online

- Make international payments
- Change your address
- Pay people or businesses online
- View and print your statements and certificates of interest
- We keep your money safe online and offline
- We’re here to help 24/7

Digital banking is available to those aged 11 or over with a RBS account.

Log in to digital banking

Stay safe online

- Find out how RBS protects you, and how you can protect yourself
- Download our free security software
- Learn how to avoid the latest phishing and vishing threats
- Find out how to be protected by our Promise
- Watch our how to guides

And much more. 
 

More about security

Other ways we can help

A little breathing space

- Learn more about the costs and how to avoid them
- Use our overdraft calculator to find out the costs of using an Arranged and Unarranged Overdraft
- Increase your limit (subject to approval) or decrease it whenever you want

Limits and conditions apply for Student and Graduate accounts. Over 18s only.

Set up and manage an overdraft

Change your account  

Our accounts come with a range of features and benefits to suit your needs. You can change the type of account you have at any time. View our range of accounts. 

View our range of accounts

Other great features that come with your account 

 

Visa Debit Card

 

   Text Alerts

 

Telephone Banking

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