Manage your current account

Manage your Current Account

Helping you get more from your bank account

Could you change to a Reward account?

I'm a customer living in Scotland or a Holts, Drummond, or Child & Co customer

Change to a Reward account

You can change to our Reward account online if you are over 18, a UK resident and based in a Scottish RBS branch.

Please note that this account type will not be available for any of our RBS England and Wales branch based customers who are due to transfer to Williams & Glyn in the future.

I'm a customer living in England or Wales

MyRewards - Customers in England & Wales

The free offer has now come to an end however you can still earn at least 1% Rewards at participating retailers.

You can view the MyRewards Terms & conditions here.

Use your current account benefits

If you live in:

  • Scotland or a Holts, Drummond, or Child & Co customer

  • England or Wales

Scotland or a Holts, Drummond, or Child & Co customer

See what Rewards you could earn with your account

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Icon expand If you have a Reward account, you are earning

3% Rewards on selected household bills paid by Direct Debit

At least 1% Rewards at our Partner retailers

1% or more on your personalised offers
 

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Icon expand If you don't have a Rewards account

You can start earning Rewards by changing to a Reward, Reward Silver, Reward Platinum or Reward Black account

For a monthly fee from £3

Find out more about MyRewards

 

Unsure what is available to you? If you either:
 

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Icon expand Opened or changed your account after 12th October 2015 and you have a

  Reward, Reward Silver, Reward Platinum or Reward Black account  Select, Youth, Student/Graduate account 
You are currently earning 

At least 1% Rewards on debit card spend at participating MyRewards Retailers

3% Rewards on selected household bills paid by Direct Debit (paid from any your RBS current accounts)

You will not be earning Rewards, as you need a Reward account to earn

Could you earn more Rewards?  Yes, you can open a Reward Credit Card for further Rewards earnings on everyday spend

Yes, you have two options to earn more Rewards:

3% Rewards on selected household bills paid by Direct Debit (paid from any of your RBS current accounts). As well as at least 1% Rewards on debit card spend at participating MyRewards Retailers. From £3 per month

Open a Reward Credit Card for further Rewards earning on everyday spend

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Icon expand Or you opened your account before 12th October 2015 and don't have a separate Reward account

   and you signed up to MyRewards (previously Cashback Plus) before 12th October 2015
and you have not signed up to MyRewards (previously Cashback Plus) before 12th October 2015 
You are currently earning  At least 1% back in Rewards on debit card spend at participating MyRewards Retailers

No Rewards, as this programme has now closed 

Could you earn more Rewards? 

Yes, you have two options to earn more Rewards:

3% Rewards on selected household bills paid by Direct Debit (paid from any of your RBS current accounts). As well as at least 1% Rewards on debit card spend at participating MyRewards Retailers. From £3 per month

Open a Reward Credit Card for further Rewards earning on everyday spend

Yes, you have two options to earn more Rewards:

3% Rewards on selected household bills paid by Direct Debit (paid from any of your RBS current accounts). As well as at least 1% Rewards on debit card spend at participating MyRewards Retailers. From £3 per month

Open a Reward Credit Card for further Rewards earning on everyday spend

Find out more about Rewards

England or Wales

See what Rewards you could earn with your account

Accordion

Icon expand If you joined Cashback Plus before 5th October 2015

And you have a Select Silver, Select Platinum or Black account, you ware earnining:

1% at partner retailers

1% or more on your personalised offers

Accordion

Icon expand Unsure about what is available to you?

  If you signed up to MyRewards (previously Cashback Plus) before 12th October 2015

If you have not signed up to MyRewards (previously Cashback Plus) before 12th October 2015

You are currently earning  At least 1% back in Rewards on debit card spend at participating MyRewards Retailers

No Rewards, as this programme has now closed 

Could you earn more Rewards? 

No, as Reward current accounts are not available to RBS England and Wales customers 

No, as Reward current accounts are not available to RBS England and Wales customers 

Find out more about Rewards

 

 

RBS Rewards House

Add your signposting title here…

Earn 3% Rewards on selected household bills paid by Direct Debit

That's gas bills, electricity bills, water bills, mobile phone bills, council tax bill, well... you get the idea. The more eligible Direct Debits you have with your RBS account the more Rewards you'll earn!

From 1st January 2016, if you hold a RewardReward Silver, Reward Platinum or Reward Black accountwith RBS you will earn Rewards on eligible direct debits from all current accounts you hold with us (excluding Basic, Foundation, Step or current account mortgage products).

Move your Direct Debits

Our other accounts

From Coachcard or Tastecard, to overdrafts and banking on the go, make sure you're getting the most out of your account by checking out their benefits.

Start using these great new features

Shopping never felt so good

Apple Pay is the new, easy and secure way to pay using your RBS debit or credit card.

Apple Pay is available on selected personal current accounts and RBS MasterCard credit cards.

More about Apple Pay

Emergency cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about emergency cash
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Support when you need it

Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs. Simply call us and we’ll send you a code that’ll let you withdraw your cash.

If you’re an online or telephone banking customers, you can access up to £300. 
If you’re not registered for these services, you can still get £60 to tide you over. 

You need to have the money in your account to withdraw it & you'll need at least £20 in your account to use the service.

When you call we will ask some security questions, then provide a code that allows you to withdraw your money from any RBS, NatWest or Ulster cash machine.

Has your RBS debit card been lost or stolen? Call us.

 

Banking made easier

Banking on your mobile app

- Check your balance at any time
- Pay friends with their mobile number
- Login using your fingerprint
- Pay your bills and friends
- Receive money using the Paym service
- Get cash without your debit card

App available on selected smartphones, to RBS customers with digital banking and a UK mobile number beginning 07.
 

Get the app

You can do more online

- Make international payments
- Change your address
- Pay people or businesses online
- View and print your statements and certificates of interest
- We keep your money safe online and offline
- We’re here to help 24/7

Digital banking is available to those aged 11 or over with a RBS account.

Log in to digital banking

Stay safe online

- Find out how RBS protects you, and how you can protect yourself
- Download our free security software
- Learn how to avoid the latest phishing and vishing threats
- Find out how to be protected by our Promise
- Watch our how to guides

And much more. 
 

More about security

Other ways we can help

A little breathing space

- Learn more about the costs and how to avoid them
- Use our overdraft calculator to find out the costs of using an Arranged and Unarranged Overdraft
- Increase your limit (subject to approval) or decrease it whenever you want

Limits and conditions apply for Student and Graduate accounts. Over 18s only.

Set up and manage an overdraft

Change your account  

Our accounts come with a range of features and benefits to suit your needs. You can change the type of account you have at any time. View our range of accounts. 

View our range of accounts

Other great features that come with your account 

 

Visa Debit Card

 

   Text Alerts

 

Telephone Banking

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