0% for 23 months on balance transfers
Balances must be transferred within 3 months of account opening
Your 23 month 0% offer starts from account opening, thereafter standard rates apply
Each transfer must be at least £100
Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase and balance transfer rate of 19.9% p.a. (variable) upon application - up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. See the Summary Box document (PDF, 48KB) for more details.
Balance transfers are limited to 95% of your available credit limit.
You can transfer your balance from most credit cards and store cards, except other Royal Bank of Scotland Group cards.
App available to Online Banking customers with a UK or International mobile number in specific countries.
You can find out more about applying online by watching this short video guide.