Switch to Royal Bank
Switch a current account held elsewhere to your existing account using the Current Account Switch Service.
Enjoy worldwide family travel insurance
Access to over 1,000 international airport lounges with Dragon Pass Premier
24/7 Concierge Service
UK and European car breakdown cover
£9 a month back in Rewards on 2 Direct Debits - they need to be at least £4.50 each
£1 a month back in Rewards when you login to our mobile app
£31 monthly fee
To upgrade, you need to be an existing Royal Bank current account customer.
You need to also meet one of the following criteria: have a minimum £100k sole income or £120k joint income paid into your Royal Bank account, or £500k minimum mortgage borrowing with us, or minimum £100k savings or investments held with us.
We're not accepting applications for new Premier Reward Black accounts at this time. We apologise for any inconvenience
You should refer to the policy terms and conditions for details of the cover provided. We know you will want to understand how that applies to the Covid-19 pandemic and this is summarised below for some of the main queries we receive.
Your Travel insurance will provide cover for cancelling a trip if:
As long as you weren’t aware of this reason to cancel when you booked the trip or your cover started, whichever is later.
You will also be covered for cancelling a trip if:
When there is no FCO advice against travel, you will be covered whilst on a trip for emergency medical expenses including reasonable additional travel costs and for cutting short a trip due to Covid-19.
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.
To upgrade or switch you need to be an existing Royal Bank current account customer.
We're not accepting applications for new accounts at this time. We apologise for any inconvenience