Open a Premier Reward Black account
Premier Reward Black Applications
Due to an unforeseen event impacting the travel industry, relating to Coronavirus COVID-19, we are temporarily not accepting new applications for our Reward Silver, Reward Platinum and Premier Reward Black Bank Accounts.
We apologise for any inconvenience.
Benefits for when you're at home or away
Enjoy worldwide family travel insurance
Access to over 1,000 international airport lounges with Dragon Pass Premier
24/7 Concierge Service
UK and European car breakdown cover
£9 a month back in Rewards on 2 Direct Debits - they need to be at least £4.50 each
£1 a month back in Rewards when you login to our mobile app
£31 monthly fee
Worldwide Airport Lounge Access
Donate your Rewards to the National Emergencies Trust’s Coronavirus Appeal.
We'll match the Rewards any of our existing Reward customers donate pound for pound up to 30th June or until £5m has been donated in Rewards. This means if you donate £20 worth of Rewards, we'll donate £20 too. You can donate any available Rewards over a minimum of £5. Terms apply.
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
How to apply online
First things first. You can apply if you:
You also need to meet one of the following:
Earn a minimum £100k sole income or £120k joint income paid into your Royal Bank account.
Have £500k minimum mortgage borrowing with us.
Have £100k minimum in savings or investments held with us.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.