Open a Premier Reward Black account
Benefits for when you're at home or away
Enjoy worldwide family travel insurance
Access to over 1,000 international airport lounges with Dragon Pass Premier
24/7 Concierge Service
UK and European car breakdown cover
£9 a month back in Rewards on 2 Direct Debits - they need to be at least £4.50 each
£1 a month back in Rewards when you login to our mobile app
£31 monthly fee
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
Worldwide Airport Lounge Access
How to apply online
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
You also need to meet one of the following:
Earn a minimum £100k sole income or £120k joint income paid into your Royal Bank account.
Have £500k minimum mortgage borrowing with us.
Have £100k minimum in savings or investments held with us.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.