Open a Premier Reward Black account
Benefits for when you're at home or away
Enjoy worldwide family travel insurance
Access to over 1,000 international airport lounges with Dragon Pass Premier
24/7 Concierge Service
UK and European car breakdown cover
2% back in Rewards on 7 types of household bills paid by Direct Debit. On 1st February 2020 we're changing the way you can earn Rewards.
£31 monthly fee
Reward Black Eligibility
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
Worldwide Airport Lounge Access
We're changing the way you can earn Rewards
On the 1st February 2020, instead of earning 2% back in Rewards on household bills, you’ll earn £9 a month back in Rewards for 2 or more Direct Debits – 2 of those Direct Debits need to be at least £4.50 each. Plus, earn an extra £1 a month back in Rewards with 1 mobile app log in.
That’s up to £10 a month back in Rewards to spend on whatever you like!
How to apply online
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
You must also meet one of these criteria:
Minimum £100k sole income or £120k joint income paid into your NatWest account.
£500k minimum mortgage borrowing with us.
Minimum £100k savings or investments held with us.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.