Switch in or change your bank account to a Premier Reward Black
Available to existing current account customers only
Benefits for when you're at home or away
£100 when you switch in to your account
Enjoy worldwide family travel insurance
Access to over 1,000 international airport lounges with Dragon Pass Premier
24/7 Concierge Service
UK and European car breakdown cover
£9 a month back in Rewards on 2 Direct Debits - they need to be at least £4.50 each
£1 a month back in Rewards when you login to our mobile app
£31 monthly fee
To switch in or upgrade, you need to be an existing Royal Bank current account customer.
You need to also meet one of the following criteria: have a minimum £100k sole income or £120k joint income paid into your Royal Bank account, or £500k minimum mortgage borrowing with us, or minimum £100k savings or investments held with us.
We're not accepting applications for new Premier Reward Black accounts at this time. We apologise for any inconvenience
What would you do with £100? Switch and the choice is yours
Fill out your Switch details
Travel insurance relating to Coronavirus (COVID-19) and any other pandemic
Our travel insurance is changing from 5th January 2021 as a result of the COVID-19 pandemic. If you’re thinking about opening this account, make sure you read the endorsement alongside the Travel Insurance Terms as this will affect your cover.
For more information about travel insurance during COVID-19, you can refer to our FAQs.
Worldwide Airport Lounge Access
Important documents to read
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.