A credit card that Rewards you at home and abroad
Representative 37.1% APR (variable)
Pack some Rewards alongside your flip flops
You won't pay foreign transaction fees when you use this credit card abroad
You'll get 1% back in Rewards at supermarkets and 0.5% at their petrol stations
You'll earn 1-15% back in Rewards at selected retailers
We'll refund your annual fee if you have a Reward Black current account
Use our eligibility checker to see if you'll be accepted for this credit card before you apply. It takes around 2 minutes and it won't harm your credit rating.
To apply, you must be 18+, earning at least £15K per year and a mainland UK resident
Your actual credit limit may vary depending on our credit assessment of you.
Interest on fees and charges is payable in line with our terms and conditions. See the summary box document (PDF, 61KB) for more details. Always aim to pay off your credit card balance every month to make sure the benefit of Rewards outweighs any interest costs.
Features and benefits
A minimum credit limit of £5000
Personalised priority service
Mobile App Features OpenClose
Lock and unlock your credit card
Get to know your spending habits
Manage your card whenever, wherever
Replace your credit card
Let us know your travel plans
App available to Online Banking customers with a UK or International mobile number in specific countries.
How to apply online
You can find out more about applying online by watching this short video guide.