Helping your everyday spending with our low rate credit card
Representative 9.9% APR (variable)
Check your eligibility
Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase rate of 9.9% p.a. (variable) up to 18.9% p.a. (variable) and higher than our balance transfer rate of 6.9% p.a. (variable) up to 14.9% p.a. (variable) upon application. Interest on fees and charges is payable in line with our terms and conditions. See the summary box document (PDF, 51KB) for more details.
Managing your credit card
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What you should know
Get ready to apply
First, let's check your eligibility
Use our free eligibility checker before you apply to see if you’re likely to be accepted. It takes just 2 minutes and there’s no impact on your credit score.
If you've already checked, you're good to move on to the legal documents below.