To pay a contact from your mobile app, you just need to click on the ‘Pay your contacts’ option, enter their mobile number, how much you want to pay them and a message if you want.
They will receive an SMS telling them the money is waiting, and once they’ve followed the link in the message, entered their Visa card number and the amount they’re expecting from you, the money will be in their account within 48 hours!
Pay Your Contacts lets you send money to someone aged 16 and over with a UK mobile number who has a RBS/NatWest Mobile Banking app or a valid UK Visa debit card, credit card or prepaid card. For payees that are RBS mobile app users, they will be notified by SMS and funds will reach their account instantly. There is a maximum payment of £250 a day.
Pay Your Contacts is available for RBS customers on Android, iPhone, Windows and Blackberry. You must have available funds to send from your account (including any overdraft facility). Mobile Banking App available to RBS personal account holders with a debit card, Digital Banking and UK mobile number.