Compare Our Current Accounts - Current Account Comparison - Royal Bank of Scotland

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Compare our Current Accounts

Our accounts for customers in England and Wales

Select accounts are available online

Reward accounts are available in branch only, to UK Residents over 18 in Royal Bank of Scotland branches in Scotland and Holts, Drummond or Child & Co customers. Reward accounts are not available to Royal Bank of Scotland customers in England and Wales

Royal Bank of Scotland current accounts Most popular accounts
RTE

Select Account

Select Silver Account

Select Platinum Account

Black Account

Who can apply for this account?

You need to be aged 18 or over, and UK resident to apply

You need to be aged 18 or over, and UK resident to apply

 

You need to be aged 18 or over, and UK resident to apply

 

You need to be aged 18 or over, and UK resident with either £100,000 sole income to be paid into this account, a Royal Bank mortgage of at least £300,000, or £100,000 in Royal Bank savings and investments. 

Monthly account fee

No monthly account fee

£10 per month

£17 per month

£27 per month

Mobile Banking

  • Mobile Banking app
  • Text alerts
  • Pay Your Contacts
  • Get Cash

More about Mobile Banking

 

 

 

  • Mobile Banking app
  • Text alerts
  • Pay Your Contacts
  • Get Cash

More about Mobile Banking

 

 

  • Mobile Banking app
  • Text alerts
  • Pay Your Contacts
  • Get Cash

More about Mobile Banking

  • Mobile Banking app
  • Text alerts
  • Pay Your Contacts
  • Get Cash

More about Mobile Banking

 

 

Overdraft (subject to eligibility)

 

Interest free threshold

 

 

£10 interest free threshold

 

 

 

£10 interest free threshold

 

 

 

 

£250 interest free threshold

 

 

 

£500 interest free threshold

Emergency Cash

Online Banking

  

Visa Debit card

Compare current accounts | Royal Bank of Scotland It’s easy to move to Royal Bank of Scotland

Moving your banking to us is simple and hassle free. We'll do all the hard work for you and:

  • Transfer your payments (Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days

Find out more about the Current Account Switch Service
Current Account Switch Guarantee
Royal Bank of Scotland banking features Helpful everyday banking comes as standard
Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about Emergency Cash

Bank on demand

We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Digital Banking and our Mobile Banking app.

Ways to bank with us 

RBS current accounts Need help choosing a current account?
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