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Existing customers

Manage Your
Graduate account

My Graduate account

Your Graduate account is designed to support you in the transition between Student life and moving into full time employment.  It comes with all the great features and benefits that allow you to stay in control of your money.

 

Do you have a student account?

If you've just graduated, you don't need to do anything. Your Student account will automatically change to a Graduate account, and you can continue to use your card, online banking and mobile app as usual.

Prior to the account switch you should receive an email or letter detailing:

- the changes to your account
- the date of the switch

Explore your Reward Account

Graduate

My arranged overdraft

Tastecard

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You can choose to get a packaged account, which comes with additional benefits.
A chapter of your life is finished, now what?
Helping you to budget for life after university

Ways to pay

Unlock the benefits of using your Royal Bank of Scotland card

There are many secure and convenient ways to pay with your Royal Bank of Scotland card.

Learn more about:

  • Apple pay
  • Google pay
  • Contactless payments

Criteria apply.

Our current accounts

Upgrade or change your Royal Bank of Scotland account

We have bank accounts that suit your needs, from everyday bank accounts to accounts that reward you.

Specific account criteria apply.

Preparing for life after university

We have some top tips for you

After graduation you may need to think about paying off your student loan, getting your first job or perhaps plan to travel. 

Taking a step back and looking at your finances could really help you to feel in control and stay on top of your spending. 

Change your current account

If you'd prefer one of our other accounts, you can change your account online. It's quick and easy to change.

You need to be a current account holder, 18+ and a UK resident.

Sole account holder

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Joint account holders

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Important documents to read

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

Mobile and Digital banking

5 reasons why you should use our Mobile App

View your balance and statements anytime

Make payments to your saved payees (limits apply)

Pay someone new without a card reader (limits apply) 

Pay your bills and manage recurring payments on the go (limits apply)

Transfer money between your accounts 

Digital Banking is a secure, easy to use and convenient way to manage your account

View your balance

Make payments

Set up and manage your regular payments

Transfer money between your accounts

Set up and go paperless

Something else we can help you with?