To be eligible to receive the chosen benefit you need to sign-up for online banking and select paperless statements
Manage your Student account
Explore your Student account
The Royal Bank of Scotland student account is designed to make your life in higher education just that wee bit easier, we offer a choice of benefits, banking through the mobile app and a interest free £500 arranged overdraft in the first term and up to £2,000 after that.
For international students there is a £10 monthly fee that will be automatically charged to your account.
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Be prepared for any unexpected bills or payments with our interest free Student Overdraft.
In the first term of first year you can apply for £500. After that you'll be able to apply for £2,000.
As a Royal Bank of Scotland student account holder you can apply for a student credit card providing a credit limit of up to £500.
It's a great way to start building up your credit rating for the future.
Living away from home? Then your most prized possessions that you take with you may no longer be covered by Mum & Dad.
Have a look at our renters insurance. It's flexible, so you can tailor the cover to what you decide to take with you.
If you're in your final year of university, you may be wondering what happens to your student account once you finish.
It will turn into a Graduate account once you complete your studies.
If you're looking for an account with more features, such as car breakdown cover and travel insurance, you may be interested in one of our packaged accounts, such as the Reward Silver or Reward Platinum account. Other non fee paying accounts are available.
Our Life Moments section is here to help you take control of your finances as you take those first steps as a student. From moving tips to banking and travel advice, the Royal Bank of Scotland is here to support you at every turn.
Important documents to read
Digital and Mobile banking
App available to Digital Banking customers with a UK or international mobile number in specific countries. Digital Banking available to Royal Bank of Scotland account holders aged 11+.
5 reasons why you should use our Mobile App
View statements and available balance quickly and easily
Instantly make payments to friends and family already saved in your online banking
Pay someone new without the need for a card reader (limits apply)
Pay your bills directly without the need for a card reader
The quickest way to transfer money between your accounts is through your mobile app
Digital Banking is a secure, easy to use and convenient way to manage your account
View your balance
Transfer money between your accounts
Set up and manage your regular payments
View your transaction details
Set up and go paperless