Existing customers

Manage your
Student account

My Student account

The Royal Bank of Scotland student account is designed to make your life in higher education just that wee bit easier, we offer a choice of benefits, banking through the mobile app and an interest free £500 arranged overdraft in the first term and up to £2,000 after that.

For international students there is a £10 monthly fee that will be automatically charged to your account.

Stay on top of it all with a choice of three offers

Once your account has been opened you will receive a Welcome Email with more details on how to choose from one of the following offers:

  • Amazon Prime Student
  • National Express Coachcard
  • Tastecard

The offer will remain on your student account as per the benefit terms and conditions.

To be eligible to receive the chosen benefit you need to sign-up for online banking and select paperless statements

You may also be interested in..

Student Overdraft

Be prepared for any unexpected bills or payments with our interest free Student Overdraft. 

Available to Royal Bank of Scotland Student current account customers, aged 18+ who've lived in the UK 3+ years. Subject to lending criteria.

Student Credit Card

As a Royal Bank of Scotland student account holder you can apply for a student credit card providing a credit limit of up to £500. 

It's a great way to start building up your credit rating for the future.

Contents insurance

Living away from home? Then your most prized possessions that you take with you may no longer be covered by Mum & Dad.

Have a look at our renters insurance.  It's flexible, so you can tailor the cover to what you decide to take with you.

Graduate account

If you're in your final year of university, you may be wondering what happens to your student account once you finish.

It will turn into a Graduate account once you complete your studies.

Bank accounts packed with benefits.

If you're looking for an account with more features, such as car breakdown cover and travel insurance, you may be interested in one of our packaged accounts, such as the Reward Silver or Reward Platinum account. Other non fee paying accounts are available.

Becoming a student?

Our Life Moments section is here to help you take control of your finances as you take those first steps as a student. From moving tips to banking and travel advice, the Royal Bank of Scotland is here to support you at every turn.

Change your current account

If you'd prefer one of our other accounts, you can change your account online. It's quick and easy to change.

You need to be a current account holder, 18+ and a UK resident.

Sole account holder

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Joint account holders

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Important documents to read

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

Mobile and Digital banking

5 reasons why you should use our Mobile App

View your balance and statements anytime

Make payments to your saved payees (limits apply)

Pay someone new without a card reader (limits apply) 

Pay your bills and manage recurring payments on the go (limits apply)

Transfer money between your accounts 

Digital Banking is a secure, easy to use and convenient way to manage your account

View your balance

Make payments

Set up and manage your regular payments

Transfer money between your accounts

Set up and go paperless

Something else we can help you with?