Arranged overdrafts are only available to eligible customers with a Royal Bank of Scotland current account, aged 18 or over.
Considering an Arranged Overdraft?
An arranged overdraft is an overdraft that we’ve approved for you which is available on your current account. We’ll only charge you interest and/or fees if you actually use it.
Apply via online banking or the mobile app and we'll pre-fill your application for you, as well as let you know if you have been pre-approved for an overdraft.
If you have been approved for an overdraft when you apply your limit will be available on your account next day!
This is provided you are applying for an Overdraft between 6.30am and 7.45pm on weekdays, and between 6.30am and 9.55pm on weekends.