Switch in or change your bank account to Reward Platinum
Available to existing current account customers only
Boost your travel and insurance benefits with our Reward Platinum account
£100 when you switch in to your account
Earn Rewards that you can redeem as cash, gift cards or e-codes with our retail partners
Mobile phone insurance
UK car breakdown cover
Worldwide family travel insurance
Fee free debit card purchases abroad
Arranged overdraft available (subject to eligibility)
Choose your way to pay with Apple Pay, Google Pay™ or Contactless Visa Debit. Limits apply.
£20 monthly fee
To switch in or upgrade, you need to be an existing Royal Bank current account customer.
We're not accepting applications for new Reward Platinum accounts at this time. We apologise for any inconvenience
What would you do with £100? Switch & the choice is yours
Fill out your Switch details
Important guidance on your travel insurance
You should refer to the policy terms and conditions for details of the cover provided. We know you will want to understand how that applies to the Covid-19 pandemic and this is summarised below for some of the main queries we receive.
Your Travel insurance will provide cover for cancelling a trip if:
- you have Covid-19, or
- you are quarantined before your trip starts
As long as you weren’t aware of this reason to cancel when you booked the trip or your cover started, whichever is later.
You will also be covered for cancelling a trip if:
- the Foreign & Commonwealth Office (FCO) is advising against travel due to Covid-19, as long as this advice wasn’t in place when you booked the trip or your cover started, whichever is later.
When there is no FCO advice against travel, you will be covered whilst on a trip for emergency medical expenses including reasonable additional travel costs and for cutting short a trip due to Covid-19.
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Important documents to read
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.