Open a Reward Platinum bank account
Reward Platinum Applications
Due to an unforeseen event impacting the travel industry, relating to Coronavirus COVID-19, we are temporarily not accepting new applications for our Reward Silver, Reward Platinum and Reward Black Bank Accounts.
We apologise for any inconvenience.
Boost your travel and insurance benefits with our Reward Platinum account
Mobile phone insurance
UK car breakdown cover
Worldwide family travel insurance
Fee free debit card purchases abroad
Arranged overdraft available (subject to eligibility)
Choose your way to pay with Apple Pay, Google Pay™ or Contactless Visa Debit. Limits apply.
£20 monthly fee
To apply, you need be 18+ and a UK resident.
Compare our Reward accounts
Features and benefits
Mobile Banking OpenClose
Get closer to where your money goes
Get cash without your card
Mobile app eligibility
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
How to apply online
Provide your ID
Check your details
Your account is open
Now please take a look at the important legal info
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.