Our everyday bank account - Select

£150 when you switch
to Royal Bank

Make banking simple with our everyday bank account

Get a contactless Visa Debit Card - make payments under £30 with one tap

Pay with your phone with Apple Pay and Google Pay™ and bank on the go with our easy to use Mobile Banking app

£150 when you switch your current account (available to new and existing customers)

No monthly fee

Switch to us for £150!

Switch the current account you hold elsewhere to us by the 29th November and you'll get £150 cashback. It's as easy as 1,2,3...

  1. Apply and open a new account or switch in to an existing account with us by the 29th November 2019.
  2. In your application select to switch to us. The Current Account Switch Service will then automatically move your existing payments and close your account held elsewhere.
  3. Pay in at least £1500 and log in to Digital or Mobile banking by 10th January 2020. We'll then pay you £150 by 7th February 2020. 

Offer not available on Student, Revolve or Foundation accounts.

Switching Offer Terms and Conditions (PDF, 28KB)

Features and benefits

Switch bank accounts

£150 when you switch to us. We'll help you switch bank accounts with the Current Account Switch Service.

Mobile banking app

Our mobile banking app is simple, secure and lets you manage your money wherever you are.

Joint account

You can open this as a joint bank account, so two people can manage the finances.

Arranged overdraft

To help you out with those unexpected bills that can pop up occasionally.

Visa debit card

Pay with a single tap using your contactless Visa debit card.

Supporting you

Text alerts, email alerts, manage Direct Debits and more.

How to open an account online

RBS - Step 1

Apply online

During the application we'll ask for information about you such as your address, job etc. So have these ready.
RBS - Step 2

Provide your ID

You'll need to provide proof of your ID and address. You might be able to do this online, look out for an email from us.
RBS - Step 3

Check your details

We'll check we have everything we need to open your account. Look out for your new debit card in the post.
RBS - Step 4

Your account is open

Start using your new account. Log in to Digital banking and download our mobile app to bank on the go.

Ready to apply

You can apply for this Select account if you are:

Aged 18+ and a UK resident

Please review the important legal stuff:

By clicking continue you’re confirming that you’ve been provided with, and have acknowledged our important documents, including the FSCS information sheet. By proceeding your application you also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in Digital Banking.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Ready to continue?

I am...

To get the £150 switching offer you must:

  • Switch an account you hold elsewhere to Royal Bank by the 29th November 2019. When you apply tell us you want to switch.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 10th January 2020

You won't be eligible for our switching offer:

  • If you've had cashback for switching to us (or NatWest) since October 2017.
  • If we're only able to offer you a Foundation account instead of a Select account. 

Take a look at the full Switching Offer Terms and Conditions (PDF, 28KB)

Great, looks like you're all set and ready to go.

I have a current account with Royal Bank...

I would like to...

I know my Digital Banking details...

To get the £150 switching offer you must:

  • Switch an account you hold elsewhere to Royal Bank by the 29th November 2019. When you apply tell us you want to switch.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 10th January 2020

You won't be eligible for our switching offer:

  • If you've had cashback for switching to us (or NatWest) since October 2017.
  • If we're only able to offer you a Foundation account instead of a Select account. 

Take a look at the full Switching Offer Terms and Conditions (PDF, 28KB)

Great, looks like you're all set and ready to go.

To get the £150 switching offer you must:

  • Switch an account you hold elsewhere to Royal Bank by the 29th November 2019. When you apply tell us you want to switch.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 10th January 2020

You won't be eligible for our switching offer:

  • If you've had cashback for switching to us (or NatWest) since October 2017.
  • If we're only able to offer you a Foundation account instead of a Select account. 

Take a look at the full Switching Offer Terms and Conditions (PDF, 28KB)

Great, looks like you're all set and ready to go.

I want to change my...

Switching offer

Changing your existing account doesn't qualify for our switching offer. 

To qualify you must close and switch a current account held elsewhere in to your Royal Bank account. 

Great, looks like you're all set and ready to go.

Switching offer

Changing your existing account doesn't qualify for our switching offer. 

To qualify you must close and switch a current account held elsewhere in to your Royal Bank account. 

Great, looks like you're all set and ready to go.

To get the £150 switching offer you must:

  • Switch in to your Royal Bank account by the 29th November 2019. When you switch you'll need to agree to close your account held elsewhere.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 10th January 2020

We're sorry but if you've had cashback for switching to us (or NatWest) since October 2017 you won't be eligible for this offer. 

Take a look at the full Switching Offer Terms and Conditions (PDF, 28KB)

Great, looks like you're all set and ready to go.

I know my Digital Banking details...

To get the £150 switching offer you must:

  • Switch an account you hold elsewhere to Royal Bank by the 29th November 2019. When you apply tell us you want to switch.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 10th January 2020

You won't be eligible for our switching offer:

  • If you've had cashback for switching to us (or NatWest) since October 2017.
  • If we're only able to offer you a Foundation account instead of a Select account. 

Take a look at the full Switching Offer Terms and Conditions (PDF, 28KB)

Great, looks like you're all set and ready to go.

To get the £150 switching offer you must:

  • Switch an account you hold elsewhere to Royal Bank by the 29th November 2019. When you apply tell us you want to switch.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 10th January 2020

You won't be eligible for our switching offer:

  • If you've had cashback for switching to us (or NatWest) since October 2017.
  • If we're only able to offer you a Foundation account instead of a Select account. 

Take a look at the full Switching Offer Terms and Conditions (PDF, 28KB)

Great, looks like you're all set and ready to go.