£175 when you Switch and Stay

Select - Open our
everyday bank account

Make banking simple with our everyday bank account

This Select account has no monthly fee

Get a contactless Visa Debit Card - make payments under £30 with one tap

Use Apple Pay and Google Pay™ for payments with your phone, and Paym, to send money securely with just a telephone number and our mobile banking app

Switch and stay for £175 - offer ending soon!

Get £125 when you switch and another £50 when you're still with us a year later. This offer is available to new and existing customers in the UK. Follow the steps below to switch:

Apply for an account

Apply for a new account or switch in to an existing account with us by 28th June.

Tell us you want to switch

When you're applying, select to switch to us. The Current Account Switch Service will then move your existing payments and close your account held elsewhere.

Pay in and log in

Once your account is open pay in at least £1,500 and log in to Digital or Mobile Banking by 2nd August. We'll then pay the £125 by 30th August.

Use your new debit card

Use your debit card for the account at least once a month and we'll pay you £50 by 30th June 2020.

Features and benefits

Switch bank accounts

£175 when you switch and stay with Royal Bank. We'll help you switch bank accounts with the Current Account Switch Service.

Mobile banking app

Our mobile banking app is simple, secure and lets you manage your money wherever you are.

Joint account

You can open this as a joint bank account, so two people can manage the finances.

Arranged overdraft

To help you out with those unexpected bills that can pop up occasionally.

Visa debit card

Pay with a single tap using your contactless Visa debit card.

Supporting you

Text alerts, email alerts, manage Direct Debits and more.

How to open an account online

Have ID ready

We’ll need some details from you, such as your address history, monthly income and some ID.

Start your application

You can apply online right now if you are ready. Just use the section below to tell us about yourself.

How long will it take?

You should be able to complete the online application within an average lunch break.

Ready to apply

You can apply for this Select account if you are:

Aged 18+ and a UK resident

Please review the important legal stuff:

By clicking continue you’re confirming that you’ve been provided with, and have acknowledged our important documents, including the FSCS information sheet. By proceeding your application you also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in Digital Banking.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Ready to continue?

I am...

To get the £175 switch and stay offer you must:

  • Switch to Royal Bank by the 28th June 2019. During the application, select to switch your account held elsewhere. We'll then use the Current Account Switch Service to move your payments and close your account held elsewhere.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 2nd August and we'll credit your account with £125 by 30th August.
  • Use your debit card for the account at least once a month and we'll pay you £50 in June 2020.

Please note, you will not be eligible for the switch and stay offer: 

  • If you've had cashback for switching to us (or NatWest) since October 2017.
  • If during your application you qualify for a Foundation account instead of a Select account. The Foundation account is not eligible for the switch and stay offer. 

Take a look at the full offer Terms and Conditions

Great, looks like you're all set and ready to go.

I would like to...

I want to change my...

Please note:

Changing your existing account doesn't qualify for the switch and stay offer.

To qualify you must close and switch a current account held elsewhere in to your Royal Bank account.

Great, looks like you're all set and ready to go.

Please note:

Changing your existing account doesn't qualify for the switch and stay offer.

To qualify you must close and switch a current account held elsewhere in to your Royal Bank account.

Great, looks like you're all set and ready to go.

I know my Digital Banking details...

To get the £175 switch and stay offer you must:

  • Switch to Royal Bank by the 28th June 2019. During the application, select to switch your account held elsewhere. We'll then use the Current Account Switch Service to move your payments and close your account held elsewhere.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 2nd August and we'll credit your account with £125 by 30th August.
  • Use your debit card for the account at least once a month and we'll pay you £50 in June 2020.

Please note, you will not be eligible for the switch and stay offer: 

  • If you've had cashback for switching to us (or NatWest) since October 2017.
  • If during your application you qualify for a Foundation account instead of a Select account. The Foundation account is not eligible for the switch and stay offer. 

Take a look at the full offer Terms and Conditions

Great, looks like you're all set and ready to go.

To get the £175 switch and stay offer you must:

  • Switch to Royal Bank by the 28th June 2019. During the application, select to switch your account held elsewhere. We'll then use the Current Account Switch Service to move your payments and close your account held elsewhere.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 2nd August and we'll credit your account with £125 by 30th August.
  • Use your debit card for the account at least once a month and we'll pay you £50 in June 2020.

Please note, you will not be eligible for the switch and stay offer: 

  • If you've had cashback for switching to us (or NatWest) since October 2017.
  • If during your application you qualify for a Foundation account instead of a Select account. The Foundation account is not eligible for the switch and stay offer. 

Take a look at the full offer Terms and Conditions

Great, looks like you're all set and ready to go.

I have a Royal Bank of Scotland current account...

To get the £175 switch and stay offer you must:

  • Switch into your existing Royal Bank account by the 28th June 2019. When you switch you'll need to agree to close your account held elsewhere.

Once the switch is complete you need to:

  • Pay in at least £1500 and log in to Digital or Mobile Banking by 2nd August and we'll credit your account with £125 by 30th August.
  • Use your debit card for the account at least once a month and we'll pay you £50 in June 2020.

We're sorry but if you've had cashback for switching to us since October 2017 you won't be eligible for this offer.

Take a look at the full offer Terms and Conditions

Great, looks like you're all set and ready to go.

To get the £175 switch and stay offer you must:

  • Switch to Royal Bank by the 28th June 2019. During the application, select to switch your account held elsewhere. We'll then use the Current Account Switch Service to move your payments and close your account held elsewhere.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 2nd August and we'll credit your account with £125 by 30th August.
  • Use your debit card for the account at least once a month and we'll pay you £50 in June 2020.

Please note, you will not be eligible for the switch and stay offer: 

  • If you've had cashback for switching to us (or NatWest) since October 2017.
  • If during your application you qualify for a Foundation account instead of a Select account. The Foundation account is not eligible for the switch and stay offer. 

Take a look at the full offer Terms and Conditions

Great, looks like you're all set and ready to go.