Open our Student bank account
Results are out, get ahead and apply now
Here's what you get with our student account:
Interest-free overdraft up to £2000 (£500 in first term)
Choose 1 of 3 great offers; a tastecard, Amazon Prime Student membership or National Express Coachcard
Easily pay family and friends using their mobile number - (as long as they have our mobile app or are registered for Paym)
Our mobile banking app is simple, secure and lets you manage your money wherever you are
No monthly fee
Apply online only. You must be 17+ living in the UK. You must either be a full time undergraduate student on at least a 2 year course at a UK University/College or you must be completing a full time postgraduate or nursing course lasting a year or more. You need to be 18 or over and have lived in the UK for 3+ years to apply for an Overdraft.
Choose 1 of 3 offers
1 - tastecard
2 - Amazon Prime Student
Frequently asked questions
Do I need to apply for an overdraft on my student bank account?
Yes, you’ll need to apply for a student overdraft. You must be +18 years old and have lived in the UK for over 3 years. The overdraft amount is £500 in the first term of the first year of study, then up to £2,000 after that pending approval
How quickly will I receive my overdraft?
The overdraft funds will be available the next working day if you apply Monday – Thursday before 5.30pm. Anytime outside this will be up to 2 wording days.
Do I keep my student account after I graduate?
We’ll automatically switch your Student account to a Graduate account after your course is complete. Don’t worry, we’ll contact you 60 days prior to doing this so there are no unexpected surprises
How to apply online
UCAS Student Code
Proof of ID
Finish & pick your offer
If you've ever banked with RBS or had a loan, mortgage, savings account or credit card in the past you'll need to apply as an existing customer.