Why apply for our student bank account?
A Student bank account is designed to make your life in higher education a little bit easier. There are many advantages to opening a Royal Bank Student account such as:
Interest-free overdraft up to £2000 (£500 in first term) with an instant online decision
Student offer UK 2021 - £50 cash and a 4 year tastecard
Can't find your bank card? Temporarily lock it while you look, and if you find it, instantly unlock your card
Withdraw up to £130 without your card every 24 hours at our ATMs (as long as it’s within your daily withdrawal limit, criteria applies)
You can switch using the Current Account Switch Service
No monthly fee
Apply online only. You must be 17+ and have been living in the UK for at least 3 years.
Study details: You need to be full time undergraduate student (on at least a 2 year course at a UK University/College) or you need to be completing a full time postgraduate or nursing course lasting a year or more. You can apply within 6 months of your course start date.
Overdraft details: You need to be 18+ to apply for an overdraft. You can add an overdraft to your account once your course has started.
Are you an International Student?
If you’ve lived in the UK for more than 3 years, you can apply for our Student account. If you’ve lived in the UK for less than 3 years you’re recognised by us as an international student and are not eligible for our Student account. See our current accounts hub for more options.
UK student offer 2021
Hassle free banking with our mobile app
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
are aged 17 or over and living in the UK
completing a full-time undergraduate course that lasts at least 2 years or completing a full-time postgraduate course, or
training as a nurse at a UK university or college of higher education
are completing a course that has already started, or is starting within the next 6 months
Now please take a look at the important legal info
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.