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Open our Student bank account
About our Student account
Interest-free overdraft up to £2000 (£500 in first term)
Choose 1 of 3 great offers; a tastecard, Amazon Prime Student membership or National Express Coachcard
Easily pay family and friends using their mobile number - (as long as they have our mobile app or are registered for Paym)
Our mobile banking app is simple, secure and lets you manage your money wherever you are
No monthly fee
Apply online only. You must be 17+ living in the UK. You must either be a full time undergraduate student on at least a 2 year course at a UK University/College or you must be completing a full time postgraduate or nursing course lasting a year or more. You need to be 18 or over and have lived in the UK for 3+ years to apply for an Overdraft.
Choose 1 of 3 offers
Frequently asked questions
Do I need to apply for an overdraft on my student bank account?
Yes, you’ll need to apply for a student overdraft. You must be +18 years old and have lived in the UK for over 3 years. The overdraft amount is £500 in the first term of the first year of study, then up to £2,000 after that pending approval
How quickly will I receive my overdraft?
The overdraft funds will be available the next working day if you apply Monday – Thursday before 5.30pm. Anytime outside this will be up to 2 wording days.
Do I keep my student account after I graduate?
We’ll automatically switch your Student account to a Graduate account after your course is complete. Don’t worry, we’ll contact you 60 days prior to doing this so there are no unexpected surprises
Are you an International Student?
Take a look at our International Student account.
How to apply online
Apply online
UCAS Student Code
Proof of ID
Finish & pick your offer
Apply now
If you've ever banked with RBS or had a loan, mortgage, savings account or credit card in the past you'll need to apply as an existing customer.
Submit your ID and proof of student status online
ID - Please apply using your permanent UK address if it's different to your term time address.
Student Status - The simplest way to prove your student status is to enter your UCAS Status Code into the application form - this is a 16 digit code emailed to you by UCAS. If you have misplaced this email please contact UCAS who will reissue within 24 hours.
And now for the important legal stuff...
To open this account you must be living in the UK and:
- Completing a full-time undergraduate course that lasts at least 2 years or completing a full-time postgraduate course or
- Training as a nurse at a UK university or college of higher education
- Registered for Digital Banking and paperless statements
Important Information
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Are you ready to continue?
What would you like to do today?
As we already know you, this shouldn't take long at all.
We’ll need your 16 digit UCAS Status Code; this will have been emailed to you by UCAS, and your sort code and account number.
And now for the important legal stuff...
To open this account you must be living in the UK and:
- Completing a full-time undergraduate course that lasts at least 2 years or completing a full time post graduate course or
- Training as a nurse at a UK university or college of higher education
- Registered for Digital Banking and paperless statements
Important Information
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Are you ready to continue?
As we already know you, we can help you complete the application form
If you use Digital Banking we can help speed up your online application by pre-filling your personal information. If not, don’t worry, we’ll just need to re-confirm a few details with you.
We’ll also need your 16 digit UCAS Status Code; this will have been emailed to you by UCAS.
And now for the important legal stuff...
To open this account you must be living in the UK and:
- Completing a full-time undergraduate course that lasts at least 2 years or completing a full time post graduate course or
- Training as a nurse at a UK university or college of higher education
- Registered for Digital Banking and paperless statements
Important Information
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Are you ready to continue?
One last question…
Do you have Digital Banking?