Open our Student bank account
About our Student account
Interest-free overdraft up to £2000 (£500 in first term)
Choose 1 of 3 great offers; a tastecard, Amazon Prime Student membership or National Express Coachcard
Easily pay family and friends using their mobile number - (as long as they have our mobile app or are registered for Paym)
Our mobile banking app is simple, secure and lets you manage your money wherever you are
No monthly fee
Apply online only. You must be 17+ living in the UK. You must either be a full time undergraduate student on at least a 2 year course at a UK University/College or you must be completing a full time postgraduate or nursing course lasting a year or more. You need to be 18 or over and have lived in the UK for 3+ years to apply for an Overdraft.
Choose 1 of 3 offers
Student Offers OpenClose
1 - tastecard
2 - Amazon Prime Student
Frequently asked questions
Do I need to apply for an overdraft on my student bank account?
Yes, you’ll need to apply for a student overdraft. You must be +18 years old and have lived in the UK for over 3 years. The overdraft amount is £500 in the first term of the first year of study, then up to £2,000 after that pending approval
How quickly will I receive my overdraft?
The overdraft funds will be available the next working day if you apply Monday – Thursday before 5.30pm. Anytime outside this will be up to 2 wording days.
Do I keep my student account after I graduate?
We’ll automatically switch your Student account to a Graduate account after your course is complete. Don’t worry, we’ll contact you 60 days prior to doing this so there are no unexpected surprises
How to apply online
UCAS Student Code
Proof of ID
Finish & pick your offer
Get ready to apply
If you've ever banked with RBS or had a loan, mortgage, savings account or credit card in the past you'll need to apply as an existing customer.
First things first. You can apply if you:
are aged 17 or over and living in the UK
completing a full-time undergraduate course that lasts at least 2 years or completing a full-time postgraduate course, or
training as a nurse at a UK university or college of higher education
Now please take a look at the important legal info
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.