£175 when you Switch and Stay

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bank accounts

A bank account you can rely on for your day-to-day banking
  • Switch and stay and you'll get £175
  • Mobile banking app that's simple to use
  • Contactless Visa debit card
  • Also available as a joint account
  • No monthly fee

To apply, you must be 18+ and a UK resident.

Reward bank accounts

With all of our reward bank accounts, you'll get 2% in Rewards on eligible household bills paid by Direct Debit. Compare our reward accounts below and choose one that best suits your needs.

To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Digital or Mobile Banking once every 3 months.

2% back in Rewards
  • Switch and stay and you'll get £175
  • All our everyday banking features
  • Spend at our partner retailers and get 1% back in Rewards
  • Pay at least £1,500 into your account every month
  • £2 monthly fee

2% back in Rewards
  • Switch and stay and you'll get £175
  • Insurance for your mobile phone
  • Travel insurance for European trips
  • Save money on dining out with tastecard
  • £10 monthly fee

2% back in Rewards
  • Switch and stay and you'll get £175
  • Comprehensive mobile phone insurance
  • Travel insurance for worldwide trips
  • UK car breakdown cover
  • £20 monthly fee

Switch to Royal Bank

Offer ending soon! Switch to Royal Bank and we'll give you £125 when you switch and another £50 when you're still with us a year later. 

Don't forget to apply to switch by the end of Friday 28th June in order to be eligible for this offer.

This offer is available to new and existing customers who are resident in the UK. 

To be eligible for the offer you need to: 

  • Apply for a new account or switch in to an existing account with us by 28th June. 
  • Complete your switch using the Current Account Switch Service.  
  • Pay in at least £1,500 and log in to Digital or Mobile Banking by 2nd August. We'll then pay you £125 by 30th August. 
  • Use your debit card for the account at least once a month and we'll pay you £50 by 30th June 2020. 

We're sorry but if you've had cashback for switching to Royal Bank of Scotland (or NatWest) since October 2017 you won't be able to get it again. 

This offer can be withdrawn at anytime. 

Take a look at the full offer Terms and Conditions 

Get the proper uni essentials

Choose either a National Express, tastecard or Amazon offer

Mobile banking app that's simple to use

No monthly fee for a UK student account

£10 monthly fee for an International student account

Specific eligibility criteria applies for UK and international students.

Helping 11-18 year olds get a head start on money management

Interest payments on the account balance

Visa Debit Card for your own use 

Easy to use mobile app (with payment restrictions)

£0 monthly fee

To be eligible you must be 11-18 years old and a UK resident

Joint bank accounts

If you are looking to share your account with another, a joint bank account could make sense. Select (our everyday bank account) and all our Reward accounts are available as joint accounts too.

Moving in with someone? Check out our handy tips to help set up your new home.

Other types of bank accounts

Haven't found an account to suit you needs? See what else we have below.

To apply for any of the accounts in this section, eligibility criteria apply.

If you're ineligible for any of our other accounts, this account might suit you're needs. It's a basic account to help you manage your money.

Live in the EU area? We have specific accounts just for you.

£31 monthly fee

For our Premier customers only. Our Reward Black account comes with an extensive range of benefits and features. Premier banking criteria & conditions apply.

Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here

Already a Royal Bank customer?

We've got some useful tips for squeezing every last bit of goodness out of your account. Looking to change or upgrade? We can help there too.

If you're looking to reduce spending or want to learn some tips for managing your money and starting to save, you should check out our guide.

Financial services compensation scheme

Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Something else we can help you with?