Mobile banking app that's simple to use
Contactless Visa debit card
Also available as a joint account
No monthly fee
To apply, you must be 18+ and a UK resident.
With all of our reward bank accounts, you'll get 2% in Rewards on eligible household bills paid by Direct Debit. Compare our reward accounts below and choose one that best suits your needs.
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
Interest free overdraft up to £2000 (£500 in your first term)
Choose from 3 great offers; a tastecard, Amazon offer or National Express Coachcard
Bank anytime, anywhere with our easy to use mobile app
£10 monthly fee for the International student account
Specific eligibility criteria applies for UK and International students. You need to be 17+ and have lived in the UK for 3+ years to apply for an Overdraft.
Interest payments on the account balance
Visa Debit Card for your own use
Easy to use mobile app (with payment restrictions)
£0 monthly fee
To be eligible you must be 11-18 years old and a UK resident
If you are looking to share your account with another, a joint bank account could make sense. Select (our everyday bank account) and all our Reward accounts are available as joint accounts too.
Moving in with someone? Check out our handy tips to help set up your new home.
If our other accounts aren't quite right for you, see what else we have.
Specific account eligibility criteria applies.
If you've encountered difficulties with money, you may not be eligible for a number of our bank accounts and might be offered the Foundation account instead.
Get your own Visa Debit card (*contactless not available)
Easy to use mobile app
No monthly fee
You can't apply directly for the Foundation current account. We may offer it to you if we think it's more suitable during an application for one of our other accounts.
Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.