All of our guides
Lots of help to stay safe, all in one place
Whether it's telephone, email, SMS fraud or other types of scams we've got lots of guidance
Security Centre
Stay safe and secure with our help on fraud and security
Helping you stay safe
Whether you've been the victim of fraud, or you're looking to learn more about avoiding it, this page should give you everything you need.
Spotted something unusual?
If you think you've been the victim of fraud, or received a suspicious email, call or text, we will try our best to help.
Seen a card transaction you don't recognise?
Checked your account and seen a card payment go out that you don't recognise? Before reporting it as fraud, there's a few things you can do which may help.
Email fraud (Phishing)
What it is, how to spot it and how to protect yourself
Learn how to avoid those dodgy emails and keep your information safe
Telephone fraud
Spot those suspicious calls and what to do
Telephone fraud (or Vishing) is one of the most popular methods of fraud. Here's some help to stop you being a victim
If you run a business, keep that safe too
There are some scams and types of fraud that are unique to businesses and individuals who run them. Make sure you know what they are and how to avoid them.
How we protect you and our secure banking promise
Secure banking promise
If you've been the victim of fraud, our promise can help put you right
A range of security features
From our card reader to fingerprint tech. We've got a range of measures to help
Guidance on the go
Whether you're on the bus or at your desk, our guides can help you avoid fraud
Take Five To Stop Fraud and Scams
Take Five To Stop Fraud is a national campaign from Financial Fraud Action UK and the UK Government, backed by the banking industry coming together to tackle fraud.
Stop and think
-
01
Requests to move money: A genuine bank or organisation will never contact you out of the blue to ask for your PIN, full password or to move money to another account. Only give out your personal or financial details to use a service that you have given your consent to, that you trust and that you are expecting to be contacted by.
-
02
Clicking on links and files: Don’t be tricked into giving a fraudster access to your personal or financial details. Never automatically click on a link in an unexpected email or text
-
03
Personal information: Always question uninvited approaches in case it’s a scam. Instead, contact the company directly using a known email or phone number.
Think you’ve been the victim of a scam? We can help you.
The new Authorised Push Payment (APP) Scam Code has been launched to help those who have lost money due to a scam.
Friends Against Scams
Friends Against Scams aims to prevent people becoming victims of scams. Joining equips you with the knowledge you need to protect yourself from the emotional and financial impact.
You’ll learn how to:
Spot a potential scam and report it
Avoid becoming a target for scammers
Find out about new scams so you can take steps to protect yourself
Have conversations with friends, family and community to share your knowledge and raise your collective awareness
You work hard for your money, so we work 24/7 to keep it safe
Security is a real concern in Scotland – almost half of respondents to a recent Scottish Crime and Justice Survey said they were worried they'd be victims of banking fraud or identity theft in the next 12 months.
Our own research tells us that customers are looking for a human touch, when our technology and people work in harmony to give our customers peace of mind.
There are many different types of scams. Keep your money safe from them all
Here are a few tips for protecting yourself:
Don’t tell anyone your security details
Don’t assume the person who contacted you is genuine
Don’t let them rush you
If you’re suspicious, go with your instincts
Stay in control