Investments

Here's where you can start planning

The easy way to invest for your future

Royal Bank Invest offers you a quick and simple way to help you make your money work harder for you and your family. It suits different types of investors, whether you’re an experienced investor or taking your first steps.

Royal Bank Invest

  • A choice of five ready made investment funds from ‘low’ to ’high’ risk. 
  • Low and transparent investment fees and charges .
  • Choose your own investment or get online automated advice.  If you choose to take advice, we'll work out how much money is right for you to invest, and tell you which fund best suits you. We will also tell you how you can make the most of your ISA allowance.
  • Your online investment account allows you to see how your investment is doing 24/7.

Planning ahead for your children’s future

By investing in the Junior Stocks and Shares ISA, you can give your children a great start to their adult lives.

Junior ISA

  • Intended for children under 18, a Junior Stocks and Shares ISA is a tax-efficient investment account.
  • Open an account for your child with as little as £20 per month, a lump sum of £250, or both if you’d like.
  • Your child can only access the money when they reach the age of 18, and they’re the only person who can have access to the funds.
  • You, your friends and your family can all contribute to top up the account, up to a total of £4,368 during the 2019/2020 tax year.

Learn more about investments

Here are some articles that you might find interesting, breaking down the main ideas behind investing.

Difference between saving and investing

Which is right for you? Here we take a look at the main differences to help you decide.

 

Keeping calm, carrying on

There’s no doubt that 2018 was a challenging year for investors with money in shares and investment funds. In this article Monique Wong, senior portfolio manager at private bank Coutts, gives her thoughts about volatile markets.

 

Getting your timing right when investing

Perhaps you’re thinking about investing but aren’t sure where to start. You might find this article helpful. Any investment should be looked at as a medium to longer-term project, which means five years or more. Here are a few investment truths that should be useful for everyone.

 

Already an investment customer?

Visit the Existing Investment page to check how your investments with Royal Bank Invest have performed. It’s also a convenient place to transfer a Child Trust Fund to a Junior ISA, or find out more about your past investment products.

Anything else we can help you with?