Investing with Royal Bank of Scotland

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Investing

Make the most of your money

The value of investments, and the income from them, can fall as well as rise, and you may not get back the full amount you invest.
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Helping you invest
Junior ISA
Investing for your child's future
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Manage your investments
Face to Face Advice Service
Understanding your financial needs
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Invest in your children's future with a Royal Bank of Scotland Junior ISA

Investing Invest in your children’s future

A Junior Stocks and Shares ISA is a way of investing for your children in a tax-efficient fund.

You can invest up to £4,260 for this tax year.

The funds in the account are in the name of your child - but they can't withdraw any funds until they reach the age of 18. When they reach 18 years of age the Junior Stocks and Shares ISA will convert to an adult ISA, with the child being the owner.

Find out more about Junior ISAs


An alternative way to invest - have you considered...

A Buy to Let Property
Buy to let as an investment

Unlike our Investment products, a buy to let property is a direct investment that you own and manage yourself. We do not provide advice and so you would need to take full responsibility for the risks involved, such as:

  • The investment is for the long term...you need to bear in mind things like the up-front purchase and sale costs, in relation to the income and potential void periods. As well as the potentially long timescales to sell and access your investment.
  • Demand for property rentals and property prices can also go down as well as up...there may be times when there is no income from the property and you may not realise back your initial investment (deposit normally 25%).
  • There are a number of outlays that need to be considered...you will need to make sure the rental will be sufficient to cover your outlays, including unexpected and emergency ones.
Find out more about investing in buy to let property
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