Paying for your home improvements
Creating a budget
It's important to do your sums before starting work. You should aim to cover all eventualities when planning and make sure that your plans are realistic and won't overstretch you financially.
Every home is different which makes prices difficult to predict without inspection from an expert
It's not unheard of to pay upwards of £2,000 per square metre for extensions with fees on top
Things may not always go according to plan so set some money aside for emergencies
You can use our budget calculator to work out what you can afford.
Shop around and add value
Get the best deal
Make sure you add value
How should I pay?
Set a savings goal
Borrowing to pay for improvements
Thinking of a home improvement loan?
Paying with equity from your home
Releasing equity from your property is a common way to pay for home improvements, but make sure you understand the pros and cons first.
Loans are only available to home owners over the age of 55 and the portion you can borrow depends on your age.