New TickWe'll show you how much you may be able to borrow
New TickView your personalised interest rate and monthly payments
New TickThere's no impact on your credit rating
Here's why a Royal Bank loan might be right for you
Borrow between £1k and £50k
£1,000-£7,450 repay over 2-5 years, £7,500-£50,000 repay over 2-8 years. Home improvement loans of £7,500 or more can be repaid over 2-10 years.
Online decision in minutes
Bank with us online? We can pre-fill your application, saving you time.
Funds next working day
If you use Digital Banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.
Use our loan calculator to work out the best loan for you
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.
Not sure which type of borrowing is right for you?
Use our borrowing needs tool to compare the features of different types of lending.