How does this work?
Apply for the total amount of money you need to pay off your existing loan plus any additional funds you require.
Remember, if you decide to borrow over a longer term, this could mean that you'll pay more interest overall.
To apply for a loan you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months).
When you apply for a new loan, we'll ask if you want to keep or close your old loan during the application process, you have two options.
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
When you apply for a loan, based on your circumstances, we might give you the opportunity to defer your first repayment.
Before you apply, we need to check you're happy with a few things.