How does this work?
Apply for the total amount of money you need to pay off your existing loan plus any additional funds you require.
Remember, if you decide to borrow over a longer term, this could mean that you'll pay more interest overall.
To apply for a loan you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
When you apply for a new loan, we'll ask if you want to keep or close your old loan during the application process, you have two options.
1 year and & 0 months
Before you apply, we need to check you're happy with a few things.