A loan for the car you've been dreaming of
Representative 3.4% APR
About Royal Bank of Scotland car loans
A car loan from Royal Bank could help you spread the cost of a new or used car you always wanted.
It's easy to apply online. You can get a quote at the start of your application and then decide if you want to take out a loan or not.
In most cases, you could get your loan on the same day if you apply and are unconditionally accepted before 5.45 pm Mon – Fri.
To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
Loan repayment terms
1 year and & 0 months
What to know about a car loan
Money in your account quickly
Mobile App features OpenClose
Borrowing options OpenClose
Let's get ready to apply
Before you apply, we need to check you're happy with a few things.
First, you can apply online if you:
- are 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months)
- have not been declared bankrupt in the last 6 years
- have not applied for a personal loan with us within the last 28 days