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Borrow between £7,500 and £19,950 at our rate of
Representative 3.4% APR
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
Why choose a car loan from Royal Bank?
Borrow between £1k and £50k
Spread the cost evenly over 2 to 8 years. Repay £1,000-£7,450 over 2 to 5 years, £7,500-£50,000 over 2 to 8 years.
Fixed monthly repayments
Your monthly repayment won't go up or down throughout the duration of repaying the loan.
Funds next working day
If you use Digital Banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.
Use our loan calculator to work out the best loan for you
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.
New TickWe'll show you how much you may be able to borrow
New TickView your personalised interest rate and monthly payments
New TickThere's no impact on your credit rating
Our buying a car section has lots of helpful hints and tips on how to buy a car, including financing options, running costs, how to trade in or sell your current car and some useful car buying facts.