See your personalised quote
We’ll confirm your loan amount and rate at the start of your application with no harm to your credit rating. All this if you’re a Royal Bank of Scotland current account customer and applying in your name only.
If you're thinking about changing your car, sprucing up your home or planning your dream wedding, a Royal Bank of Scotland loan could help get you there.
To apply for a loan online, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months).
We know things can change, so if you find you have a wee bit more money in your account, you can choose to repay your loan early. It's important to remember that you will pay an early repayment fee of up to 58 days interest to close the loan early (or the remaining number of days interest if there are less than 58 days left in the loan term).
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.
When you apply for a loan, based on your circumstances, we might give you the opportunity to defer your first repayment.
We’ll confirm your loan amount and rate at the start of your application with no harm to your credit rating. There is no obligation to take out a loan if you’re not happy with the offer. Available if you’re a Royal Bank of Scotland current account customer looking to apply in your name only.
There are lots of different ways to borrow money and we're here to help you choose the most suitable option for you. Compare your different borrowing options to find out which type best suits your needs.
Before you apply, we need to check you're happy with a few things.