Mortgage offers and schemes

First time buyer
offers and schemes

Offers and schemes for first time buyers

95% mortgages

Borrow up to 95% of the value of the home you want to buy

You'll need a deposit of at least 5%, but less than 10%. Plus, the property you're buying needs to be worth less than £600,000.

So, for a property worth £240,000, you'd need a deposit of £12,000. You could move in sooner than you think. 

Cashback mortgages

It pays to get a cashback mortgage with us

We’ll give your solicitor £250 cashback on the day you drawdown your mortgage.

This offer is only available on selected mortgages marked with 'cashback' and can be changed or withdrawn at any point. Early repayment charges may apply. Max loan to value (LTV) of 85%.

Help to Buy: ISA

Get a bonus on your closing savings balance

With a Help to Buy: ISA, the UK Government will pay you 25% of your closing savings balance up to £3,000, towards your first home.

Conditions apply. Available to first time buyers aged 16 or over and UK resident.

Need some help?

Call us

We're on hand to arrange a phone or branch appointment with one of our qualified mortgage advisers. We can also help with any general queries about the process. 

Call us on 0800 056 0567

Customers with hearing and speech impairments can contact us by using our Minicom number 0800 027 1396.

Arrange a callback

Complete our quick form to arrange a callback at a time that suits you, including evenings and weekends.

This will allow you to arrange a phone or branch appointment with a qualified mortgage adviser.

Something else we can help you with?