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All you need to know about buying your own home with a 5% deposit

95% mortgages

We don't currently offer any 95% mortgages

But don't worry, you can still use our rate finder to find a suitable mortgage and compare the different mortgage rates we do offer.

Mortgages made for smaller deposits

You're ready to get on or move up the property ladder, but you don’t have a big deposit. With a 95% mortgage, you could buy your own home with as little as a 5% deposit.

For example, on a property worth £240,000, you'd need a deposit of £12,000.

Compare mortgages

With our mortgage calculator you can see what you could borrow and what your monthly repayments would be with different mortgages and interest rates.

Get an Agreement in Principle

With a personalised Agreement in Principle, you’ll get a more accurate answer on what we may be able to lend you. Plus, you’ll be in the ideal place to start house hunting or put in an offer on a property you've already seen.

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