Royal Bank of Scotland mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.
Make sure you allow enough time to complete your home purchase by 31st of March to take advantage of the Stamp Duty holiday.
Different factors can influence whether you can complete your mortgage by the deadline. Local Authorities may require additional time to complete personal searches. Local authority turn around times (England and Wales only).
The best place to start is our mortgage calculator.Use it to find out:
How much we may be able to lend to you
Compare our mortgages
What your monthly repayments might be
Use our mortgage calculator to see how much you could borrow, what it might cost you per month and compare mortgage rates.
Buy an energy efficient home and you could save money on your monthly mortgage payments.
Go green for discounted mortgage rates.
Royal Bank Green Mortgages are available to over 18s purchasing a home with a valid Energy Performance Certificate (EPC) rating of A or B. Available on selected products. Product fees may apply. Your home may be repossessed if you do not keep up repayments on your mortgage.
An Agreement in Principle, also known as a Mortgage in Principle or Decision in Principle, is a more accurate indication of how much we could lend to you to buy your next home
Takes as little as five minutes
It won't affect your credit score
First step towards a full mortgage application
By completing an AIP, you are not committing to apply for a mortgage with us.
We’ll give your solicitor £250 cashback on the day you drawdown your mortgage.
This offer is only available on selected mortgages marked with 'cashback' and can be changed or withdrawn at any point. Early repayment charges may apply. Max loan to value (LTV) of 85%.
Enter our free prize draw using the online entry form for a chance to win one of our 5 prizes of £5,000 in cash.
Closing date 17th May 2021. One entry per person. Five prizes available – one prize per winner. Excludes Northern Ireland. Over 18s only.
Complete our quick form to arrange a callback at a time that suits you, including evenings and weekends.
Our mortgage team will call you back to arrange a phone or branch appointment with a qualified mortgage adviser.
