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Royal Bank of Scotland mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.
The best place to start is our mortgage calculator.Use it to find out:
How much we may be able to lend to you
Compare our mortgages
What your monthly repayments might be
Use our mortgage calculator to see how much you could borrow, what it might cost you per month and compare mortgage rates.
An Agreement in Principle, also known as a Mortgage in Principle or Decision in Principle, is a more accurate indication of how much we could lend to you to buy your next home
Takes as little as five minutes
It won't affect your credit score
First step towards a full mortgage application
By completing an AIP, you are not committing to apply for a mortgage with us.
A 95% mortgage allows you to borrow up to 95% of the total cost of your property.
You'll need a deposit of at least 5%, but less than 10%. The property you're buying needs to be worth less than £600,000.
We’ll give your solicitor £250 cashback on the day you drawdown your mortgage and they'll pass it on.
This offer is only available on selected mortgages and can be changed or withdrawn at any point. Early repayment charges may apply. Max loan to value of 95%.
If you're saving for your first home, you could apply for a Help to Buy: ISA. You'll get a 25% government bonus on amounts saved between £1,600 and £12,000.
Conditions apply. Available to first time buyers, aged 16 or over and who are UK resident.
Enter our free prize draw for a chance to win £10,000 in cash.
Closing date 31st January 2020. One prize available. Excludes Northern Ireland. Over 18s only.
Complete our quick form to arrange a callback at a time that suits you, including evenings and weekends.
This will allow you to arrange a phone or branch appointment with a qualified mortgage adviser.
