Moving home
We'll take care of the mortgage so you can focus on the move
Royal Bank mortgages are available for over 18s
Already have a Royal Bank mortgage?
Your home may be repossessed if you do
not keep up repayments on your mortgage
Get started with our moving home mortgage calculators
Compare rates and monthly repayments
See our moving home mortgage rates, including fixed and tracker rate deals.
Compare what your monthly repayments would be with different mortgage deals and interest rates.
✔ Easily compare mortgage rates and deals
✔ Get an indication of the monthly repayment
Get an online Agreement in Principle
If you have your eye on a property, an Agreement in Principle gives you a personalised indication of how much we could lend to you.
It puts you in an ideal position to begin bidding for properties with confidence.
✔ A personalised indication of how much you could borrow
✔ No impact on your credit profile
Moving home schemes and help
Help to Buy: Equity Loan
Buying a new build property? The Government’s Help to Buy Equity loan means your new home could be closer than you think.
Have a read of the details and see whether it's the right scheme for you.
95% Mortgages
A 95% mortgage allows you to borrow up to 95% of the value of the property you wish to purchase.
This means you could get your new home sooner than you think, with a deposit of at least 5% but less than 10%.
The property you're purchasing should be worth less than £600,000.
Cashback Mortgages
Choose any 'cashback' mortgage deal, apply with us and we’ll pay between £250 to £500 cashback to your solicitor on the day you drawdown your mortgage.
The offer is only available on selected mortgages marked with ‘cashback’ and can be changed or withdrawn at any point. Early repayment charges may apply. Max LTV 85%.
How to apply
In branch
Meet with a qualified mortgage adviser at your local branch and get advice on which mortgage is best for you.
You’ll need to make an appointment in advance by giving us a call or popping in to branch.
Your appointment will take around 2 hours.
By phone
Talk with a member of our mortgage team over the telephone.
We’ll talk you through the process and arrange a phone appointment with a qualified mortgage adviser.
Your appointment will take around 2 hours.
Online
Apply online if you are comfortable in choosing a mortgage without advice from us.
You won’t benefit from the protection provided by our advised service.
You cannot apply for a shared equity, interest only or 95% mortgage online.