Moving home

Moving to
a new home

Already have a mortgage with us? Your mortgage could move with you

Why choose Royal Bank?

We’ll pay your legal and valuation fees when you move your mortgage to us. (There may be instances where you do not qualify for this, please speak to us for more information.) 

You can upload, sign and see all your documents online with our paperless online application

Track and manage your application online

No product fee on selected mortgages

Could you save money with a new greener home?

Buy an energy efficient home and you could save money on your monthly mortgage payments.

Go green for discounted mortgage rates. 

Royal Bank Green Mortgages are available to over 18s purchasing a home with a valid Energy Performance Certificate (EPC) rating of A or B. Available on selected products. Product fees may apply. Your home may be repossessed if you do not keep up repayments on your mortgage.

How to move home with us

You could save money by bringing your mortgage to us. And because we’re offering the first-ever paperless mortgage applications, it’s now even simpler.

How much could I borrow?

Use our Mortgage Calculator to see how much you could borrow, what it might cost you per month and compare mortgage rates.

What is an Agreement in Principle?

An Agreement in Principle, also known as a Mortgage in Principle or Decision in Principle, is a more accurate indication of how much we could lend to you to buy your next home.

Mortgage offers and schemes

Borrow up to 95% of your home's value

A 95% mortgage allows you to borrow up to 95% of the total cost of your property. 

You'll need a deposit of 5% or more, but less than 10%. The property you're buying needs to be worth less than £600,000.

Get cashback with your mortgage

Get a cashback mortgage with us and we'll give you £250 cashback on your legal fees the day you draw down your mortgage.

This offer is only available on selected mortgages marked with 'cashback', and we can change or withdraw it any time. Early repayment charges might apply and there's a maximum Loan to Value of 85%.

Help with common questions

Need some help?

Call us

Arrange a callback

Complete our quick form to arrange a callback at a time that suits you, including evenings and weekends.

This will allow you to arrange a phone or branch appointment with a qualified mortgage adviser.

Something else we can help you with?