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Moving home

Moving to
a new home

Royal Bank of Scotland mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.

Helping make your next move that little bit easier

Find out what we could offer you

Step 1
  • Our Agreement in Principle provides a personalised indication of how much you could borrow
  • Will not impact your credit score
  • Takes less than 10 minutes
  • Shows your estate agent that you are a serious buyer

Get an Agreement in Principle

Ready to apply for your new mortgage?

Step 2
  • Apply online today, or contact us if you'd like support
  • Save progress and come back whenever you like
  • Upload, submit and sign all of your documents online

Start your application now

Or use our calculator to find out how much you could borrow

Get a rough idea of how much we might be able to lend you, see our rates, the monthly payments and find out about any fees involved.
Use our mortgage calculator

You could buy your first home with just a 5% deposit

With our new range of 95% mortgages, you could be buying your first home sooner than you imagined.

Exclusions & eligibility criteria apply. Supported by the UK Government's mortgage guarantee scheme.

Find out more

Stamp Duty holiday ends 30th June 2021

Make sure you allow enough time to complete your home purchase by 30th of June to take advantage of the Stamp Duty holiday. 

Different factors can influence whether you can complete your mortgage by the deadline. Local Authorities may require additional time to complete personal searches. Local authority turn around times (England and Wales only).

Why choose Royal Bank?

  • Qualified mortgage professionals available to help answer any questions and guide you through the process, if required
  • No fees on selected mortgages
  • £350 Cashback on selected mortgages (criteria applies)
  • Submit your documentation online with our paperless mortgage application
  • Discounted mortgage rates when purchasing an energy efficient home (with a valid Energy Performance Certificate rating of A or B) with a Green Mortgage. Available on select products. Product fees may apply.
Get your Agreement in Principle today

Already started? Sign in and pick up where you left off

Here's what you need to know

Home movers guide

Stamp duty

Joint mortgages

Home & Life Insurance

Already have a mortgage with us? Your mortgage could move with you

Most of our mortgages can be moved to your new home, avoiding early repayment fees if you're still on a deal. This is called 'porting'...move home more easily with us

Help with common questions

Need some help?

Call us

Something else we can help you with?