Remortgage to
Royal Bank
If your mortgage is with another lender, you could save money by remortgaging to us. It's simpler than ever to do, as you can now upload, sign and view all your documents online, whether you apply online, by phone or in branch.
Royal Bank mortgages are available for over 18s
Your home may be repossessed if you do not keep up
repayments on your mortgage
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How to remortgage
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Why choose Royal Bank
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How to Apply
How to remortgage
Want to pay less each month?
Our mortgage calculator allows you to quickly compare our rates, while our Agreement in Principle tool gives you an indication of what you could borrow without affecting your credit score.
Compare our remortgage rates
✔ Get an idea of your monthly repayments
✔ Work out if you could save by moving to us
Get an Agreement in Principle
✔ Takes just 5 minutes online
✔ Our soft credit check has no impact on your credit file
Why choose Royal Bank
Simplicity, choice and service
We'll pay your fees
You won’t have to worry about standard legal and valuation fees. We’ll pay these for you if you move your mortgage to us (exclusions apply).
Get a quick decision online
Apply for an Agreement in Principle online, and we’ll give you an indication of how much we could lend you in just a few minutes.
Multiple ways to apply
Apply for your mortgage online, in branch or by phone - the choice is yours.
All options allow you to easily upload, sign and view all your documents online.
How to Apply
Choose how you wish to apply using the options below
Apply in branch or by phone
Get advice on which mortgage is best for you.
You can choose to either meet with a qualified mortgage advisor at your local branch, or talk with a member of our mortgage team over the telephone.
Your appointment will take 2 hours.
Apply online
Apply online if you're comfortable in choosing a mortgage without advice from us.
You won't benefit from the protection provided by our advised service.
You cannot apply online when consolidating personal debts as part of your application, if this is a shared equity application or when applying for an interest only mortgage. If you have tied accomoodation or work for the armed forces, please call us or visit your local branch.