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How much could I borrow?

Our simple borrowing calculator will give you an idea of how much you could borrow. This is an illustration based on your income, outgoings and the value of the property you're considering.

Mortgage details

This could be the amount you have saved or plan to have saved and or any money left over from the sale of your current property after repaying your current mortgage in full.
The value of property you wish to buy
This could be the amount you have saved or plan to have saved and or any money left over from the sale of your current property after repaying your current mortgage in full
The value of property you wish to buy
Max 35
Years The typical mortgage term is 25 yrs. (Min 3yrs, max 35 yrs)

1st applicant

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Income

Please enter your average gross earnings on the frequency most relevant for you
You can include income that is guaranteed such as; Court approved maintenance that has been paid for the last 6 months, Investment income such as dividends or regular trust income. Please contact us if you want us to consider any other sources of income.

 

 

Household expenses

Enter the total amount outstanding on all your credit cards after you made the last repayment
Don't include credit card payments. Please include the monthly costs of all other borrowing. Include loan repayments, hire purchase agreements and car lease payments. Do not include any mortgage/rent payments for your current home that will cease on completion of a mortgage.
Enter number of dependants under 18
Enter number of dependants over 18
Please enter the total monthly payments you are committed or contracted to, for example: school fees, child maintenance payments, costs relating to Ground Rent and service charge for leasehold properties, costs for dependants such as for the care of an elderly relative or personal care fees, and any other committed expenditure.
Not sure what to include?

What to Include

How Much Can I Borrow

Please enter the total monthly payments you are committed or contracted to, for example: school fees, child maintenance payments, costs relating to Ground Rent and service charge for leasehold properties, costs for dependants such as for the care of an elderly relative or personal care fees, and any other committed expenditure.

2nd Applicant

Hide details

Income

Please enter your average gross earnings on the frequency most relevant for you
You can include income that is guaranteed such as; Court approved maintenance that has been paid for the last 6 months, Investment income such as dividends or regular trust income. Please contact us if you want us to consider any other sources of income.

Household expenses

Enter the total amount outstanding on all your credit cards after you made the last repayment
Don't include credit card payments. Please include the monthly costs of all other borrowing. Include loan repayments, hire purchase agreements and car lease payments. Do not include any mortgage/rent payments for your current home that will cease on completion of a mortgage.
Enter dependants under 18
Enter dependants over 18
Please enter the total monthly payments you are committed or contracted to, for example: school fees, child maintenance payments, costs relating to Ground Rent and service charge for leasehold properties, costs for dependants such as for the care of an elderly relative or personal care fees, and any other committed expenditure.
Not sure what to include?

What to Include

How Much Can I Borrow

Please enter the total monthly payments you are committed or contracted to, for example: school fees, child maintenance payments, costs relating to Ground Rent and service charge for leasehold properties, costs for dependants such as for the care of an elderly relative or personal care fees, and any other committed expenditure.

Design Slope

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

All figures provided are for illustrative purposes only.

This will be dependant on your financial situation, property value and the size of your deposit or equity.

This is not a formal quotation or a commitment to lend.

Borrowing amounts greater than £500,000 are subject to additional lending criteria.

The value entered is greater than the maximum value allowed for Mortgage Term.

The value entered is lesser than the minimum value allowed for Mortgage Term

Based on the details given, you could borrow up to:

Have a property in mind ?

A personalised Agreement in
Principle will confirm the
amount we could lend.

 

Still considering ?
Review our mortgages
for an estimate of
monthly costs.

Thank you for your interest.

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    Call us

    Call 0345 7212 600
     

    Opening hours: 
    Mon-Fri 8am-8pm, Sat 9am-4pm.
    Excluding public holidays.
    Calls may be recorded.


    Customers with hearing and speech impairments can contact us by using

    Minicom number 0800 056 6587

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