You need to talk to us if
You would like advice about choosing a new deal.
You have a RBS Offset mortgage.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Ready to switch your mortgage to a different deal, or just want a look at what we have on offer?
Get started by logging in to our "Manage my Mortgage" system and get a personalised quote in only a few minutes.
Alternatively, if you'd rather talk to someone about switching your mortgage product, you can talk to one of our advisers.
Your mortgage account number
Surname
Date of birth
Your mortgaged property postcode
You would like advice about choosing a new deal.
You have a RBS Offset mortgage.
You’re happy to choose your new deal yourself without advice.
Your current Residential or Buy to Let mortgage deal is coming to an end.
Your mortgage deal has ended and you're currently paying our Standard Variable Rate (SVR).
If you are planning or have already taken a payment holiday, you can still apply to switch your mortgage deal. During the mortgage switch process, please note your new monthly payment will be indicative. At the end of your payment holiday, we will write to you to confirm your revised monthly payment, which will be calculated based on your outstanding mortgage balance as at that date.
Please note, if you are in arrears you can log in to Manage my Mortgage to see the rates available and get a personalised quote. Although you’ll not be able to request your new deal online, you’ll be able to make an appointment with one of our mortgage team over the phone or in branch who’ll be happy to help you apply.
Whether you're rolling off your current deal or are already on our Standard Variable Rate (SVR), we could have an option to suit your circumstances. You may also want to think about: