Switch to a new Deal - Existing Mortgages | Royal Bank of Scotland

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Got a mortgage with us that's rolling off its current rate?

Take a peek at how to switch to a new deal with us

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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Get started on switching your mortgage

Ready to switch your mortgage to a different deal, or just want a wee look at what we have on offer?

Get started by logging in to our "Manage my Mortgage" system and get a personalised quote in only a few minutes.

Prefer to speak to someone about your mortgage, or you need advice on what's best to do? Feel free to arrange a call back with one of our mortgage advisers.

To log in, all you'll need is:

Your mortgage account number


Date of Birth

Your property postcode

Get started
Not sure if you can switch your deal right now?


You need to talk to us if


You would like advice about choosing a new deal.

You have a Royal Bank Offset mortgage.

Arrange a call back


You can switch online if


You’re happy to choose your new deal yourself without advice.

Your current Residential or Buy to Let mortgage deal is coming to an end.

Your mortgage deal has ended and you are currently paying our Standard Variable Rate (SVR).

Get started
Why keep your mortgage with us?

1. We know you

As an existing customer, we already have your details meaning we don't need to carry out any credit or affordability checks.

2. Getting a quote is quick

Our secure online platform lets you complete your application in under 10 minutes.

3. You can plan in advance

You can pick a new deal 3 months in advance, we'll switch it when your current deal ends.

4. Choice and confidence

Your quote is personalised and you can progress online or in person, whichever you're more comfortable with.

We are here to help

If you want to know more about switching to a new deal, or have any other questions about switching, please get in touch.

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