MyRewards customers


MyRewards in detail

What are Rewards?

You automatically earn Rewards on seven types of household bills paid by Direct Debit and on purchases at partner Retailers on our MyRewards account range. Monthly account fee starts from £2.

Not earning Rewards?

There's no limit to the Rewards you can earn. Average earning of £83 in Rewards a year is based on paying bills of £345 a month and is before the Reward monthly account fee is paid.


To be eligible for a MyRewards account you must have one of our Reward current accounts range and/or a Reward credit card.

Important documents

Please and/or save a copy of these documents

Follow these easy steps


Have your setup your MyRewards account yet? With a MyRewards account you’ll be able to view all your personalised offers and exchange your Rewards.


There's no limit to the Rewards you can earn. 2% Rewards on seven types of household bills paid by Direct Debit and 1% or more at partner retailers.


You can Trade up Rewards at one of our partner retailers, Bank it and exchange your Rewards for money or Donate to one of our chosen charities.

You could get £50 cashback with Royal Bank Invest

We have a special offer for Reward current account customers that are new to NatWest Invest.

Open an investment account by 5pm 31st July and invest at least £250 (net of any withdrawals) by 30th November to get £50 cashback.

We reserve the right to withdraw this offer before 31 July 2019.

Download July Cashback Terms (402kb PDF)

Our partner retailers

With MyRewards you can:

  • Earn 1% back in Rewards with our Partner Retailers. 
  • Exchange your Rewards for e-codes from a range of partner retailers.
  • Exchange your Rewards in to a donation supporting one of our many chosen charities.

Our Reward accounts

Reward current accounts

Three different bank accounts packed with benefits to choose from. Get 2% back in Rewards on eligible household bills paid by direct debit. Plus all the features of our everyday bank account too.

To apply, you must be 18+ and a UK resident.

Reward credit card

Representative 23.7% APR (variable)

Earn 1% in Rewards on your supermarket spend, between 1-15% in Rewards at selected MyRewards retailers and 0.5% everywhere else you shop.

To apply, you must be 18+, earning at least £10K per year and a mainland UK resident. Annual Fee applies.

Something else we can help you with?