You automatically earn Rewards on seven types of household bills paid by Direct Debit and on purchases at partner retailers on our Reward account range. Monthly account fee starts from £2.
Rewards does not impact the account benefits you and your family automatically get with your bank account. To view and use your account benefits visit
They could grow quickly
There's no limit to the Rewards you can earn. Average earning of £83 in Rewards a year is based on paying bills of £345 a month and is before the Reward monthly account fee is paid.
They're easy to exchange
As soon as your available Rewards balance is the equivalent of £5 or more, you can convert your Rewards to money, which you can either transfer into your Royal Bank Reward account or use towards reducing your credit card balance.
Rewards can also be exchanged for gift cards or e-codes at selected retailers or converted to money and donated to participating charities.