Savings Builder
Great for frequent savers, with balances of £10,000 or less
Earn up to 1.50% AER/Gross p.a. (variable) by growing your savings by £50 or more each month
Savings
Compare our range of savings accounts
Eligibility criteria applies.
Instant Saver
Flexible saving, with no need to deposit regularly
Save whatever you want, whenever you want, and earn 0.20-0.35% AER/Gross p.a. (variable)
Premium Saver
Better suited for those with balances over £25,000
Earn bonus interest of up to 0.65% AER/Gross p.a (variable) when you leave your savings untouched
We offer two different types of cash ISA, so you’ll earn tax free interest no matter which one suits you best
- Earn tax-free interest on balances up to £20,000 (2019/2020) and access your money instantly with our Instant Access ISA
- Fix your interest rate for 1 or 2 years and leave your savings untouched with our Fixed Rate cash ISA
You decide how long to fix your interest rate for
- Fix your interest for a one or two-year term – decide what's best for you
- Gain a clear idea of how much interest your savings will make
- If you need to access your money before your account matures, just give us 35 days’ notice in writing. Early Closure Charge may apply
First Saver
Free, instant access savings account for children aged 16 and under
- Open this account by saving just £1
- Instant access to funds, whenever you need them
- Abilitiy to hold the account in trust for a child, or in their own name if the child is 7 or over
- Access to Pigby’s World of top savings tips with a free pigbybank, subject to availabilty
Junior ISA
A stocks and shares ISA for children 16 and under
- Allows for tax-efficient investments up to £4,368 (2019/2020) for your child
- The account will be held in your child’s name
- When your child reaches 18, the account will convert to an adult Stocks and Shares ISA
- The value of this ISA may go up or down as it’s linked to shares
Tools to help monitor your savings
Our savings tools can help you to gain control over what’s coming in, what’s going out and how you could save more.
Manage your existing savings account
Your savings hub can help you find out about your interest rate and when you will be paid the interest you've earnt. Help your savings grow by using our tools and top tips. And you can learn about your personal savings allowance. Manage your account by clicking below and logging in.
Financial Services Compensation Scheme
Your eligible deposits with Royal Bank of Scotland are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.