Savings

Compare our range of
savings accounts

Instant Access Savings Account

Our instant access savings accounts are a flexible way to save, giving you immediate access to your money and the flexibility to save a fixed amount each month or not. Open today with just £1. Exclusive to our current account customers.

Savings Builder

Great for frequent savers, with balances of £10,000 or less

 

Earn up to 1.50% AER/Gross p.a. (variable) by growing your savings by £50 or more each month

Instant Saver

Flexible saving, with no need to deposit regularly

 

Save whatever you want, whenever you want, and earn 0.20-0.35% AER/Gross p.a. (variable)

Premium Saver

Better suited for those with balances over £25,000

 

Earn bonus interest of up to 0.65% AER/Gross p.a (variable) when you leave your savings untouched 

Cash ISAs

We offer two different types of cash ISA, so you’ll earn tax free interest no matter which one suits you best

  • Earn tax-free interest on balances up to £20,000 (2019/2020) and access your money instantly with our Instant Access ISA
  • Fix your interest rate for 1 or 2 years and leave your savings untouched with our Fixed Rate cash ISA

Fixed Term Savings Account

You decide how long to fix your interest rate for

  • Fix your interest for a one or two-year term – decide what's best for you
  • Gain a clear idea of how much interest your savings will make
  • If you need to access your money before your account matures, just give us 35 days’ notice in writing. Early Closure Charge may apply

Children's Savings Accounts

Invest in your child's future and put them on a path to financial responsibility by opening one of our children’s savings accounts.

First Saver

Free, instant access savings account for children aged 16 and under 

  • Open this account by saving just £1
  • Instant access to funds, whenever you need them
  • Abilitiy to hold the account in trust for a child, or in their own name if the child is 7 or over
  • Access to Pigby’s World of top savings tips with a free pigbybank, subject to availability 

Junior ISA

A stocks and shares ISA for children 16 and under 

  • Allows for tax-efficient investments up to £4,368 (2019/2020) for your child
  • The account will be held in your child’s name
  • When your child reaches 18, the account will convert to an adult Stocks and Shares ISA
  • The value of this ISA may go up or down as it’s linked to shares 

Tools to help monitor your savings

Our savings tools can help you to gain control over what’s coming in, what’s going out and how you could save more.

Savings Goal Tool

Budget Calculator

Managing your money

Manage your existing savings account

Your savings hub can help you find out about your interest rate and when you will be paid the interest you've earnt. Help your savings grow by using our tools and top tips. And you can learn about your personal savings allowance.  Manage your account by clicking below and logging in.

Financial Services Compensation Scheme

Your eligible deposits with Royal Bank of Scotland are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Something else we can help you with?