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Savings

Compare our range of
savings accounts

What type of saver are you?

Eligibility criteria applies

I want instant access to my money

I want tax-free savings

I want a fixed rate for one or two years

I'm setting up savings for my child

Need help banking from home?

Watch our 'how to videos' that will help you bank at home with the Royal Bank app. Criteria applies.

Find out more

Instant Access Savings Account

Our Instant Access accounts give you immediate access to your money and the flexibility on how much you want to save each month. Open today with just £1, exclusive to our current account customers.

Savings Builder

Great for frequent savers, with balances of £10,000 or less

Earn up to 1.50% AER/Gross p.a. (variable) by growing your savings by £50 or more each month

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Instant Saver

Flexible saving, with no need to deposit regularly

Save whatever you want, whenever you want, and earn 0.10-0.25% AER/Gross p.a. (variable)

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Premium Saver

Better suited for those with balances over £25,000

Earn bonus interest of up to 0.65% AER/Gross p.a (variable) when you leave your savings untouched

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Instant Access ISA

Make the most of your 2020/21 £20,000 ISA allowance

Enjoy tax-free interest on your savings up to £20,000

Open with as little as £1 and top up on the go

Access your money anytime, anywhere

Fixed Term Savings Accounts

Fix your interest rate for one or two years and know in advance how much your savings will earn.

Fixed Term Savings Account

Peace of mind savings on balances starting from £500

Tuck your money away and watch your savings grow

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Fixed Rate ISA

Tax-free savings on balances starting from £1000

Any interest earnt won't be taxed up to £20,000 for the 2019/2020 tax year

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Children's Savings Account

Invest in their future with our First Saver account

Open your account with just £1

Access funds instantly, if you need them

Hold the account in trust for a child or in the child’s own name if they’re 7 or over

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Tools to help monitor your savings

Our savings tools can help you to gain control over what’s coming in, what’s going out and how you could save more.

Savings Goal Tool

Budget Calculator

Managing your money

Manage your existing savings account

Your savings hub can help you find out about your interest rate and when you will be paid the interest you've earnt. Help your savings grow by using our tools and top tips. And you can learn about your personal savings allowance. Manage your account by clicking below and logging in.

Visit your savings hub

Financial Services Compensation Scheme

Your eligible deposits with Royal Bank of Scotland are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Compare our range of
savings accounts