You'll get our highest interest rate when you save between £1 - £50 by standing order each month, on balances up to £1,000.
30,000 Royal Bank customers are already benefitting from our Digital Regular Saver (as of 16/12/2020).
It takes just 5 minutes to apply. If you feel ready and have read the account info below, let's get your application started so you can start saving.
Important: You must hold a current account with us in order to apply. If you don't have one, click here to view our current account range.
Please read the account info below before applying
Yes, we may change the rate up or down. There are a few reasons for this, such as a change in the Bank of England base rate. You can find a full list of reasons for an interest rate change in section 9.2 of the Savings Account Terms. We’ll give you at least 14 days’ notice if the rates are going down and your balance is £100 or more. Otherwise we’ll tell you before or shortly after the change. You can find more details about how we’d tell you about a change in section 9.2 of the Savings Accounts Terms.
You can open a Digital Regular Saver if you're:
Yes, you can withdraw your money at anytime. Simply move the amount you want to your current account held with us using your Online banking, mobile app, in branch or by telephone.
If you close or switch your current account with us in future, you will only be able to withdraw money from your account in branch.
Annual Equivalent Rate (AER)
Stands for the Annual Equivalent Rate. It shows you what the rate would be if interest was paid and compounded each year.
The interest rate you are paid without the deduction of UK income tax.
Per annum (per year)
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. Please take some time to review, print and/or save the important information.