Our ISAs

Find the right ISA for you
Make a start on tax-free savings with your ISA allowance

Our range of cash ISAs

Compare the benefits of our Royal Bank of Scotland ISAs and find the right ISA for you.

To apply you must be 16 or over and a UK resident. Tax free interest means interest payable is exempt from UK income tax.

Instant Access ISA

Instant Access tax-free savings account

  • As little as £1 to open the account
  • Your interest is tax-free up to the annual ISA allowance
  • Easy access to your money when you need it

Fixed Rate ISA

Fixed interest rate for one or two years

  • Peace of mind knowing your interest rate is fixed for your chosen term
  • One or two year term - choose the term that suits you
  • Interest is paid directly into your account to help your ISA savings grow

No withdrawals or deposits during the term, Early Closure Charge may apply

How to get started with an ISA

Understanding ISAs

Need a helping hand? Let us guide you through what an ISA is and how you can benefit from one.

Transferring your ISA

You can transfer an existing cash or stocks & shares ISA to a cash ISA at Royal Bank of Scotland. Our simple transfer process safeguards your tax-free entitlement.

Manage your existing Royal Bank of Scotland ISA

Understand what to do to apply for ISA inheritance allowance or simply how to get started with your cash ISA. 

Financial Services Compensation Scheme

Your eligible deposits with Royal Bank of Scotland are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Something else we can help you with?