My Savings Rates | Royal Bank of Scotland Existing Customers

  
Savings interest rates

As of the 18th August, the interest rate for our Instant Access ISA; Instant Saver; Savings Builder and Premium Saver Accounts will be reducing. For more information, please read this short summary.

On this page:

Your account may no longer be on sale however we have a list of all accounts including previous rates.
  

Definitions:

  • Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
  • Tax-free interest means interest payable is exempt from UK income tax.
  • Gross Rate. This means the interest rate you are paid without the deduction of income tax.
    p.a. Per annum (per year)

As of the 18th August, the interest rate for our Instant Access ISA; Instant Saver; Savings Builder and Premium Saver Accounts will be reducing. For more information, please read this short summary.

Personal accounts

 
Click to expand

Digital Regular Saver

Balance

Gross p.a. (variable)

AER p.a. (variable)

£1 – £1,000

3.00%

3.04%

Over £1,000

0.01%

0.01%


Interest is calculated on a daily basis and paid into your account on the first business day of the month. You’ll be able to see and access the interest in your account on the following day.

Savings Builder

 

Balance grows by less than £50 a month: regular saving condition
is not met

Balance grows by at least £50 a month: regular saving condition is met

Balance

AER/Gross p.a. (variable)

AER/Gross p.a. (variable)

£1 – £10,000

0.00%

0.75%

Over £10,000

0.00%

0.01%



Interest is paid on the above tiers on a stepped basis which means you’ll earn a different rate on each portion of your balance within the above tiers. Interest is calculated daily and paid on the first business day of the month and at account closure.

 

Premium Saver

Balance               

One or more withdrawals made in a month: bonus condition is not met

AER/Gross p.a. (variable)

No withdrawals made in a month: bonus condition is met

AER/Gross p.a. (variable)

£1 - £24,999                0.01%             0.01% (no bonus is paid)
£25,000 - £49,999           0.01%             0.10% (includes 0.09% bonus)
£50,000 - £1,000,000      0.01%             0.20% (includes 0.19% bonus)
Over £1,000,000          0.01%             0.01% (no bonus is paid)



Interest paid monthly on the first business day of the month.

 

Instant Saver

Balance AER/Gross p.a. (variable)
£1 + 0.01%

Interest is paid on the first business day of the month.

Instant Access ISA

Interest rates without bonus:

Balance Tax-free p.a./AER (variable)
£1 - £24,999 0.01%
£25,000+ 0.10%

Interest is calculated daily and paid into your account annually on the first business day in April and at account closure.

 

Interest rates with bonus:

Bonus applies for customers who grew their Instant Access ISA balance by £20,000 or more between 6th April & 5th May 2017. Bonus is fixed until 17th May 2019.

 

  On the first £20,000
Standard variable interest rate
including conditional bonus
of 0.75% tax-free p.a./ AER fixed
On Remaining Balance
Standard variable
interest rate
excluding conditional bonus
Balance Tax-free p.a. / AER(variable) Tax-free p.a./AER
(variable)
£1 - £24,999 1.10% (including 0.75% bonus) 0.35%
£25,000 + 1.60% (including 0.75% bonus) 0.85%

Bonus interest is calculated daily and paid into your account on the first business day of the month. 

 

First Saver

 

Balance

 

AER/Gross p.a. (variable)

£1 +  0.35%

Interest is paid quarterly on the first business day in January, April, July and October and at account closure.

Rainbow Savings (no longer available to new customers)

 

Balance

 

AER/Gross p. a. (variable)

£1 + 0.35%

Interest paid annually

Savings account ( No longer available to new customers )

 

Balance

 

AER/Gross p.a. (variable)

£1+ 0.01%

Interest paid annually

Primary Savings (account not on sale)

Balance AER/Gross p.a. (variable)
£1+ 0.01%

Interest is paid on the first business day of the month.

Instant Access Savings Account (Offset, no longer available to new customers )

 

Balance

 

AER/Gross p.a. (variable)

£1 - £24,999 0.10%
£25,000 - £999,999 0.20%
£1,000,000+ 0.25%

You will only start to receive interest on any money in your Instant Access Savings Account when your offset savings (and any offset current account) balance is more than your Offset Flexible Mortgage balance. Any interest payable will be calculated daily and paid monthly.

 

If you remove your Instant Access Savings Account from the Offset arrangement interest will be calculated daily and paid annually on the first business day in May and at account closure. You’ll be able to see and access the interest in your account on the following day.

 

 

Fixed Rate ISA accounts

  
Click to expand

  • All interest is paid annually on the first business day in April
  • If you're on mobile, some of the tables will be clearer with your phone in landscape mode

1 Year Fixed Rate ISAs

Issue
Number
Term Start Date / End Date Balance & Interest Rate
AER/Tax-free p.a.
230 11 November 2019 - 11 November 2020 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.85%
232 9 December 2019 - 9 December 2020 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.85%
234 13 January 2020 - 13 January 2021 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.85%
236 10 February 2020 - 10 February 2021 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.85%
238 16 March 2020 - 16 March 2021 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.85%
240 14 April 2020 - 14 April 2021 £1,000 - £24,999 = 0.55%
    £25,000+ = 0.65%
242 11 May 2020 - 11 May 2021 £1,000 - £24,999 = 0.30%
    £25,000+ = 0.35%
244 8 June 2020 - 8 June 2021 £1,000 - £24,999 = 0.30%
    £25,000+ = 0.35%
246 13 July 2020 - 13 July 2021 £1,000 - £24,999 = 0.30%
    £25,000+ = 0.35%
248 10 August 2020 - 10 August 2021 £1,000 - £24,999 = 0.20%
    £25,000+ = 0.20%
250 7 September 2020 - 7 September 2021 £1,000 - £24,999 = 0.20%
    £25,000+ = 0.20%
252 12 October 2020 - 12 October 2021 £1,000 - £24,999 = 0.15%
    £25,000+ = 0.15%
254 9 November 2020 - 9 November 2021 £1,000 - £24,999 = 0.15%
    £25,000+ = 0.15%
256 7 December 2020 - 7 December 2021 £1,000 - £24,999 = 0.15%
    £25,000+ = 0.15%
£1,000 - £24,999 = 0.70%

2 Year Fixed Rate ISAs

Issue
Number
Term Start Date / Term End Date Balance & Interest Rate
AER/Tax-free p.a.
207 12 November 2018 - 12 November 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
209 10 December 2018 - 10 December 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
211 14 January 2019 - 14 January 2021 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
213 11 February 2019 - 11 February 2021 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
215 11 March 2019 - 11 March 2021 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
217 8 April 2019 - 8 April 2021 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
219 13 May 2019 - 13 May 2021 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
221 10 June 2019 - 10 June 2021 £1,000 - £24,999 = 0.85%
    £25,000+ = 0.95%
223 8 July 2019 - 8 July 2021 £1,000 - £24,999 = 0.85%
    £25,000+ = 0.95%
225 12 August 2019 - 12 August 2021 £1,000 - £24,999 = 0.85%
    £25,000+ = 0.95%
227 9 September 2019 - 9 September 2021 £1,000 - £24,999 = 0.85%
    £25,000+ = 0.95%
229 14 October 2019 - 14 October 2021 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%
231 11 November 2019 - 11 November 2021 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%
233 9 December 2019 - 9 December 2021 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%
235 13 January 2020 - 13 January 2022 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%
237 10 February 2020 - 10 February 2022 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%
239 16 March 2020 - 16 March 2022 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%
241 14 April 2020 - 14 April 2022 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.75%
243 11 May 2020 - 11 May 2022 £1,000 - £24,999 = 0.35%
    £25,000+ = 0.40%
245 8 June 2020 - 8 June 2022 £1,000 - £24,999 = 0.35%
    £25,000+ = 0.40%
247 13 July 2020 - 13 July 2022 £1,000 - £24,999 = 0.35%
    £25,000+ = 0.40%
249 10 August 2020 - 10 August 2022 £1,000 - £24,999 = 0.25%
    £25,000+ = 0.25%
251 7 August 2020 - 7 August 2022 £1,000 - £24,999 = 0.25%
    £25,000+ = 0.25%
253 12 October 2020 - 12 October 2022 £1,000 - £24,999 = 0.15%
    £25,000+ = 0.15%
255 9 November 2020 - 9 November 2022 £1,000 - £24,999 = 0.15%
    £25,000+ = 0.15%
257 7 December 2020 - 7 December 2022 £1,000 - £24,999 = 0.15%
    £25,000+ = 0.15%

Fixed Term savings accounts

Click to expand

  • Your Issue Number can be found on the top of your Information Sheet or Certificate of Deposit
  • Interest is paid on the first business day of every month and on the Maturity Date.
  • If you're on mobile, some of the tables will be clearer with your phone in landscape mode

Fixed Term Savings - 1 Year

Issue
Number
Maturity Date Balance Tier Annual Rate
of Interest
120 27 August 2020 £500 - £49,999 0.70%
    £50,000+ 0.85%
122 30 September 2020 £500 - £49,999 0.70%
    £50,000 + 0.85%
124 4 November 2020 £500 - £49,999 0.65%
    £50,000 + 0.85%
126 9 December 2020 £500 - £49,999 0.65%
    £50,000 + 0.85%
128 13 January 2021 £500 - £49,999 0.65%
    £50,000 + 0.85%
130 17 February 2021 £500 - £49,999 0.65%
    £50,000 + 0.85%
132 23 March 2021 £500 - £49,999 0.65%
    £50,000 + 0.85%
134 4 May 2021 £500 - £49,999 0.55%
    £50,000+ 0.65%
136 15 June 2021 £500 - £49,999 0.30%
    £50,000+ 0.35%
138 20 July 2021 £500 - £49,999 0.30%
    £50,000+ 0.35%
140 24 August 2021 £500 - £49,999 0.20%
    £50,000+ 0.20%
142 28 September 2021 £500 - £49,999 0.20%
    £50,000+ 0.20%

Fixed Term Savings - 2 Years

Issue
Number
Maturity Date Balance Tier Annual Rate
of Interest
099 20 August 2020 £500 - £49,999 1.00%
    £50,000+ 1.06%
101 24 September 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
103 29 October 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
105 3 December 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
107 7 January 2021 £500 - £49,999 1.15%
    £50,000+ 1.25%
109 5 February 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
111 3 March 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
113 7 April 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
115 12 May 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
117 16 June 2021 £500 - £49,999 0.85%
    £50,000+ 0.95%
119 21 July 2021 £500 - £49,999 0.85%
    £50,000+ 0.95%
121 27 August 2021 £500 - £49,999 0.85%
    £50,000+ 0.95%
123 30 September 2021 £500 - £49,999 0.85%
    £50,000+ 0.95%
125 4 November 2021 £500 - £49,999 0.70%
    £50,000+ 0.90%
127 9 December 2021 £500 - £49,999 0.70%
    £50,000+ 0.90%
129 13 January 2022 £500 - £49,999 0.70%
    £50,000+ 0.90%
131 17 February 2022 £500 - £49,999 0.70%
    £50,000+ 0.90%
133 23 March 2022 £500 - £49,999 0.70%
    £50,000+ 0.90%
135 4 May 2022 £500-£49,999 0.65%
    £50,000+ 0.75%
137 15 June 2022 £500 - £49,999 0.35%
    £50,000+  0.40%
139 20 July 2022 £500 - £49,999 0.35%
    £50,000+ 0.40%
141 24 August 2022 £500 - £49,999 0.25%
    £50,000+ 0.25%
143 28 September 2022 £500 - £49,999 0.25%
    £50,000+ 0.25%

Fixed Term Savings Auto Reinvestment - 1 Year

Issue
Number
Maturity Date Balance Tier Annual Rate
of Interest
ARI 681 (ARI 653, 100) 7 October 2020 £500 - £49,999
0.70%
    £50,000+ 0.85%

ARI 683 (ARI 655, 102)

11 November 2020

£500 - £49,999

0.65%

 

 

£50,000+

0.85%

ARI 685 (ARI 657)

2 December 2020

£500 - £49,999

0.65%

 

 

£50,000+

0.85%

ARI 687 (ARI 104, 659, 662, 663)

7 January 2021

£500 - £49,999

0.65%

 

 

£50,000+

0.85%

ARI 689 (ARI 106) 

20 January 2021

£500-£49,999

0.65%

   

£50,000+

0.85%

ARI 690 (ARI 664)

28 January 2021

£500-£49,999

0.65%

   

£50,000+

0.85%

ARI 692 (ARI 108)

17 February 2021

£500-£49,999

0.65%

   

£50,000+

0.85%

ARI 693 (ARI 666)

4 May 2021

£500 - £49,999

0.65%

 

 

£50,000+

0.85%

ARI 695 (ARI 110 and FRB: 605/629/703/730/803/733/803)

16 March 2021

£500 - £49,999

0.65%

 

 

£50,000+

0.85%

ARI 696 (ARI 668 and FRB: 735/631/607/804)

9 April 2021

£500 - £49,999

0.65%

 

 

£50,000+

0.85%

ARI 698 (ARI 112)

21 April 2021

£500 - £49,999

0.65%

 

 

£50,000+

0.85%

ARI 700 (114/609/633/670/705/738/805)   £500 - £49,999 0.55%
    £50,000+ 0.65%
ARI 702 (ARI 672) 15 June 2021 £500 - £49,999 0.30%
    £50,000+ 0.35%

ARI 705 (ARI 116 and FRB: 741/611/707/806/635/743/709/745/711/613/807/637

30 June 2021

£500 - £49,999

0.30%

 

 

£50,000+

0.35%

ARI 707 (ARI 674)

16 July 2021

£500 - £49,999

0.30%

 

 

£50,000+

0.35%

ARI 709 (ARI 674)

3 August 2022

£500 - £49,999

0.30%

 

 

£50,000+

0.35%

ARI 711 (ARI 677)

13 August 2021

£500 - £49,999

0.20%

 

 

£50,000+

0.20%

ARI 713 (120/ 615 / 617/639/641/713/715/747/808)

08 September 2021

£500 - £49,999

0.20%

 

 

£50,000+

0.20%

ARI 714 (ARI 679)

15 September 2021

£500+

0.20%

ARI 717 (ARI 122/681)

15 October 2021

£500+

0.20%

ARI 720 (ARI 124/619/621/717/719/721)

18 November 2021

£500+

0.15%

Fixed Term Savings Auto Reinvestment - 2 Years

Issue
Number
Maturity Date Balance Tier Annual Rate
of Interest
ARI 656 (ARI 053, 612) 9 October 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
ARI 658 (ARI 055, 614) 13 Nov 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
ARI 660 (ARI 057) 4 December 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
ARI 661 (ARI 616) 11 December 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
ARI 667 (ARI 620, 061)

18 Februrary 2021 £500 - £49,999

1.00%
    £50,000+

1.10%
ARI 669 (ARI 624, 063) 18 March 2021 £500 - £49,999
1.00%
    £50,000+
1.10%
ARI 671 (ARI 626,065) 19 April 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 673 (ARI 067) 17 May 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 675 (ARI 628, 069)

14 June 2021 £500 - £49,999
0.85%
    £50,000+
0.95%
ARI 676 (ARI 630)

8 July 2021 £500 - £49,999
0.85%
    £50,000+
0.95%
ARI 678 (ARI 632, 071, 073) 9 August 2021 £500 - £49,999
0.85%
    £50,000+
0.95%
ARI 680 (ARI 075) 9 September 2021 £500 - £49,999
0.85%
    £50,000+
0.95%

ARI 682 (ARI 077, 634, 635)

14 October 2021

£500 - £49,999

0.70%

 

 

£50,000+

0.90%

ARI 684 (ARI 075)

9 December 2021

£500 - £49,999

0.70%

 

 

£50,000+

0.90%

ARI 686 (ARI 639, 081)

20 December 2021

£500 - £49,999

0.70%

 

 

£50,000+

0.90%

ARI 688 (ARI 641, 083)

20 January 2022

£500-£49,999

0.70%

   

£50,000+

0.90%

ARI 691 (ARI 642, 085)

17 February 2022

£500-£49,999

0.70%

   

£50,000+

0.90%

ARI 694 (ARI 644 and FRB: 630/731/732/734

16 March 2022

£500 - £49,999

0.70%

 

 

£50,000+

0.90%

ARI 697 (ARI 089 and FRB: 736/737/632)

20 April 2022

£500 - £49,999

0.70%

 

 

£50,000+

0.90%

ARI 699 (091/634/646/739/740) 4 May 2022 £500 - £49,999 0.65%
    £50,000+ 0.75%

ARI 701 (ARI 093)

2 June 2022

£500 - £49,999

0.65%

 

 

£50,000+

0.75%

ARI 703 (ARI 648 and FRB: 742/636/744)

15 June 2022

£500 - £49,999

0.35%

 

 

£50,000+

0.40%

ARI 704 (ARI 095 and FRB: 746/638)

7 July 2022

£500 - £49,999

0.35%

 

 

£50,000+

0.40%

ARI 706 (ARI 650)

14 July 2022

£500 - £49,999

0.35%

 

 

£50,000+

0.40%

ARI 708 (ARI 097 and FRB: 640/642/748)

24 August 2022

£500 - £49,999

0.35%

 

 

£50,000+

0.40%

ARI 710 (ARI 652)

17 August 2022

£500 - £49,999

0.25%

 

 

£50,000+

0.25%

ARI 712 (ARI 099)

30 August 2022

£500 - £49,999

0.25%

 

 

£50,000+

0.25%

ARI 715 (ARI 654)

30 September 2022

£500+

0.25%

ARI 716 (ARI 101)

7 October 2022

£500+

0.25%

ARI 718 (ARI 654)

20 October 2022

£500+

0.15%

ARI 719 (ARI 101)

10 November 2022

£500+

0.15%

Fixed Rate Bond Auto Reinvestment - 1 Year

Issue
Number
Relating to
Maturing Issues
Maturity
Date
Balance & Annual
Rate of Interest
ARI 107

741/611/707/806

/635/743/709/745/

711/613/807/637

19 June 2020 £5,000 - £49,999 = 0.70%
      £50,000+ = 0.85%

ARI 109

639/747/615/713/808/617/715/641

27 August 2020

£5,000 - £49,999 = 0.70%

 

 

 

£50,000+ = 0.85%

ARI 111

619/717/719/621/721

23 October 2020

£5,000 - £49,999 = 0.65%

 

 

 

£50,000+ = 0.85%

ARI 113

623/723/725/601/801/625

29 December 2020

£5,000 - £49,999 = 0.65%

 

 

 

£50,000+ = 0.85%

ARI 115

728/603/802/701/627

22 January 2020

£5,000 - £49,999 = 0.65%

 

 

 

£50,000+ = 0.85%

Interest is paid monthly or annually depending on what you selected when you opened the account. Monthly interest is paid on the last business day of every month and on the Maturity Date. Annual interest is paid on the last business day of April and on the Maturity Date.

Fixed Rate Bond Auto Reinvestment - 2 Years

Issue
Number
Relating to
Maturing Issues
Maturity
Date
Balance & Annual
Rate of Interest
ARI 90 746/638
19 June 2020 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.06%
ARI 91 640/748
29 July 2020 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.06%
ARI 93 642 12 August 2020 £5,000 - £49,999 = 1.15%
      £50,000+ = 1.25%
ARI 96 602 24 December 2020 £5,000 - £49,999 = 1.15%
      £50,000+ = 1.25%
ARI 98 604/702
21 January 2021 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.10%
AR 100 704/606 15 February 2021 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 102 608 29 March 2021 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 104 610/706 27 April 2021 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 106 708/612/710 21 June 2021 £5,000 - £49,999 = 0.85%
      £50,000+ = 0.95%

ARI 108

616/714

30 August 2021

£5,000 - £49,999 = 0.85%

 

 

 

£50,000+ = 0.95%

ARI 110

718/620/720/622/722

25 October 2021

£5,000 - £49,999 = 0.70%

 

 

 

£50,000+ = 0.90%

ARI 112

624/625/724/726

29 December 2021

£5,000 - £49,999 = 0.70%

 

 

 

£50,000+ = 0.90%

ARI 114

628/729

22 January 2021

£5,000 - £49,999 = 0.70%

 

 

 

£50,000+ = 0.90%

Interest is paid monthly or annually depending on what you selected when you opened the account. Monthly interest is paid on the last business day of every month and on the Maturity Date. Annual interest is paid on the last business day of April and on the Maturity Date.

Business and Commercial accounts

 
Click to expand

Business Reserve

 

Balance Interest Rate from 29th May 2020
AER/Gross p.a. (variable)

£0+ 0.01%

Interest paid monthly
 

Liquidity Manager 35 Day notice


 

Balance Interest Rate from 1st June 2020
AER/Gross p.a. (variable)

£0+ 0.10%

Interest paid monthly
 

Liquidity Manager 95 Day notice


 

Balance Interest Rate from 9th July 2020
AER/Gross p.a. (variable)

£0+ 0.15%

 
Interest paid monthly
 

Client Deposit Manager

 

Balance

Interest Rate from 29th May 2020

AER/Gross p.a. (variable)

£0+ 0.01%


Interest paid quarterly
 

Currency Call Deposit Account

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Currency  Balance AER Gross rate p.a.
US Dollars (Corporates) 0+ 0.01% 0.01%
US Dollars (Non-Bank Financial Institutions) 0+ 0.01% 0.01%

US Dollars (Financial Institutions)

0+

0.00%

0.00%

Euros (Corporates)

0+

0.00%

0.00%

Euros (Non-Bank Financial Institutions)

0+

-0.60%

-0.60%

Euros (Financial Institutions)

0+

-0.75%

-0.75%

Canadian Dollars (Corporates / Non-Bank Financial Institutions) 0+ 0.01%  0.01% 

Canadian Dollars (Financial Institutions)

0+

0.00%

0.00%

Australian Dollars (Corporates / Non-Bank Financial Institutions) 0+ 0.01% 0.01% 

Australian Dollars (Financial Institutions)

0+

0.00%

0.00%

Norwegian Krone (Corporates / Non-Bank Financial Institutions) 0+ 0.00%  0.00% 

Norwegian Krone (Financial Institutions)

0+

0.00%

0.00%

New Zealand Dollars (Corporates / Non-Bank Financial Institutions) 0+ 0.01%  0.01% 

New Zealand Dollars (Financial Institutions only)

0+

0.00%

0.00%

South African Rand (Corporates / Non-Bank Financial Institutions) 0+ 2.73%  2.70% 

South African Rand (Financial Institutions)

0+

0.00%

0.00%

Japanese Yen (Corporates)

0+

0.00%

0.00%

Japanese Yen (Non-Bank Financial Institutions / Financial Institutions)

0+

-0.20%

-0.20%

Danish Krone (Corporates)

0+

0.00%

0.00%

Danish Krone (Non-Bank Financial Institutions / Financial Institutions)

0+

-0.95%

-0.95%

Swiss Francs (Corporates)

0+

0.00%

0.00%

Swiss Francs (Non-Bank Financial Institutions / Financial Institutions)

0+

-0.95%

-0.95%

Swedish Krona (Corporates)

0+

0.00%

0.00%

Swedish Krona (Non-Bank Financial Institutions) 0+ -0.20%  -0.20% 
Swedish Krona (Financial Institutions) 0+ -0.25%  -0.25% 

Hong Kong Dollars

0+

0.00%

0.00%

Singapore Dollars

0+

0.00%

0.00%

Rates correct as at 7th October 2020

Annual Equivalent Rate (AER): this is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Gross rate: This means the interest rate you are paid without the deduction of UK income tax.

Interest paid monthly

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