My Savings Rates | Royal Bank of Scotland Existing Customers

Savings Interest Rates

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Personal accounts

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Savings Builder

 

Balance grows by less than £50 a month: regular saving condition
is not met

Balance grows by at least £50 a month: regular saving condition is met

Balance

AER/Gross p.a. (variable)

AER/Gross p.a. (variable)

£1 – £5,000

0.00%

1.50%

£5,001 – £10,000

0.00%

1.50%

Over £10,000

0.00%

0.20%


Interest is paid on the above tiers on a stepped basis which means you’ll earn a different rate on each portion of your balance within the above tiers. If, for example, you hold £11,000 in your account, and you have satisfied the interest condition, your interest rates for that monthly period will be: 1.50% on the first £5,000, 1.50% on the next £5,001-£10,000 and 0.20% on anything over £10,000.

 

Premium Saver

Balance               

One or more withdrawals made in a month: bonus condition is not met

AER/Gross p.a. (variable)

No withdrawals made in a month: bonus condition is met

AER/Gross p.a. (variable)

£1 - £24,999                0.20%             0.20% (no bonus is paid)
£25,000 - £49,999           0.20%             0.60% (includes 0.40% bonus)
£50,000 - £1,000,000      0.20%             0.85% (includes 0.65% bonus)
Over £1,000,000          0.35%             0.35% (no bonus is paid)


Interest is paid on a tiered basis which means you’ll earn one rate on your entire account balance. If, for example, you hold £150,000 in your account and you have satisfied the bonus condition, your interest rate for that monthly bonus period will be 0.85% AER/Gross p.a. on your entire account balance.

 

Instant Saver

Balance AER/Gross p.a. (variable)
£1 - £24,999 0.20%
£25,000 -£999,999 0.30%
£1,000,000+ 0.35%

Interest is paid on the first business day of the month.

Instant Access ISA

Interest rates without bonus:

Balance Tax-free p.a./AER (variable)
£1 -£24,999 0.35%
£25,000+ 0.85%

Interest is calculated daily and paid into your account annually on the first business day in April and at account closure.

 

Interest rates with bonus:

Bonus applies for customers who grew their Instant Access ISA balance by £20,000 or more between 6th April & 5th May 2017. Bonus is fixed until 17th May 2019.

 

  On the first £20,000
Standard variable interest rate
including conditional bonus
of 0.75% tax-free p.a./ AER fixed
On Remaining Balance
Standard variable
interest rate
excluding conditional bonus
Balance Tax-free p.a. / AER(variable) Tax-free p.a./AER
(variable)
£1 - £24,999 1.10% (including 0.75% bonus) 0.35%
£25,000 + 1.60% (including 0.75% bonus) 0.85%

Bonus interest is calculated daily and paid into your account on the first business day of the month. 

 

First Saver

 

Balance

 

AER/Gross p.a. (variable)

£1 +  0.85%

Interest is paid quarterly on the first business day in January, April, July and October and at account closure.

Rainbow Savings (no longer available to new customers)

 

Balance

 

AER/Gross p. a. (variable)

£1 + 0.75%

Interest paid annually

Savings account ( No longer available to new customers )

 

Balance

 

AER/Gross p.a. (variable)

£1 - £24,999 0.20%
£25,000 - £999,999 0.30%
£1,000,000+ 0.35%

Interest paid annually

Primary Savings (account not on sale)

Balance AER/Gross p.a. (variable)
£1 - £24,999 0.20%
£25,000 -£999,999 0.30%
£1,000,000+ 0.35%

Interest is paid on the first business day of the month.

Instant Access Savings Account (Offset, no longer available to new customers )

 

Balance

 

AER/Gross p.a. (variable)

£1 - £24,999 0.20%
£25,000 - £999,999 0.30%
£1,000,000+ 0.35%

You will only start to receive interest on any money in your Instant Access Savings Account when your offset savings (and any offset current account) balance is more than your Offset Flexible Mortgage balance. Any interest payable will be calculated daily and paid monthly.

Fixed Rate ISA accounts

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All interest is paid annually on the first business day in April

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1 Year Fixed Rate ISAs

Issue
Number
Term Start Date / End Date Balance & Interest Rate
AER/Tax-free p.a.
208 10 December 2018 - 10 December 2019 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
210 14 January 2019 - 14 January 2020 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
212 11 February 2019 - 11 February 2020 £1,000 - £24,999 = 0.80%
    £25,000+ = 0.90%
214 11 March 2019 - 11 March 2020 £1,000 - £24,999 = 0.80%
    £25,000+ = 0.90%
216 8 April 2019 - 8 April 2020 £1,000 - £24,999 = 0.80%
    £25,000+ = 0.90%
218 13 May 2019 - 13 May 2020 £1,000 - £24,999 = 0.80%
    £25,000+ = 0.90%
220 10 June 2019 - 10 June 2020 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.85%
222 8 July 2019 - 8 July 2020 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.85%
224 12 August 2019 - 12 August 2020 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.85%
226 9 September 2019 - 9 September 2020 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.85%
228 14 October 2019 - 14 October 2020 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.85%
230 11 November 2019 - 11 November 2020 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.85%
232 9 December 2019 - 9 December 2020 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.85%
234 13 January 2020 - 13 January 2021 £1,000 - £24,999 = 0.65%
    £25,000+ = 0.85%
£1,000 - £24,999 = 0.70%

2 Year Fixed Rate ISAs

Issue
Number
Term Start Date / Term End Date Balance & Interest Rate
AER/Tax-free p.a.
185 11 December 2017 - 11 December 2019 £1,000 - £24,999 = 0.90%
    £25,000+ = 0.95%
187 15 January 2018 - 15 January 2020 £1,000 - £24,999 = 0.90%
    £25,000+ = 0.95%
189 12 February 2018 - 12 February 2020 £1,000 - £24,999 = 0.90%
    £25,000+ = 0.95%
191 12 March 2018 - 12 March 2020 £1,000 - £24,999 = 0.90%
    £25,000+ = 0.95%
193 9 April 2018 - 9 April 2020 £1,000 - £24,999 = 0.90%
    £25,000+ = 0.95%
195 14 May 2018 - 14 May 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
197 11 June 2018 - 11 June 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
199 9 July 2018 - 9 July 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
201 13 August - 13 August 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
203 10 September 2018 - 10 September 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
205 15 October 2018 - 15 October 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
207 12 November 2018 - 12 November 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
209 10 December 2018 - 10 December 2020 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
211 14 January 2019 - 14 January 2021 £1,000 - £24,999 = 1.15%
    £25,000+ = 1.25%
213 11 February 2019 - 11 February 2021 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
215 11 March 2019 - 11 March 2021 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
217 8 April 2019 - 8 April 2021 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
219 13 May 2019 - 13 May 2021 £1,000 - £24,999 = 1.00%
    £25,000+ = 1.10%
221 10 June 2019 - 10 June 2021 £1,000 - £24,999 = 0.85%
    £25,000+ = 0.95%
223 8 July 2019 - 8 July 2021 £1,000 - £24,999 = 0.85%
    £25,000+ = 0.95%
225 12 August 2019 - 12 August 2021 £1,000 - £24,999 = 0.85%
    £25,000+ = 0.95%
227 9 September 2019 - 9 September 2021 £1,000 - £24,999 = 0.85%
    £25,000+ = 0.95%
229 14 October 2019 - 14 October 2021 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%
231 11 November 2019 - 11 November 2021 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%
233 9 December 2019 - 9 December 2021 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%
235 13 January 2020 - 13 January 2022 £1,000 - £24,999 = 0.70%
    £25,000+ = 0.90%

Fixed Term savings accounts

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Your Issue Number can be found on the top of your Information Sheet or Certificate of Deposit

Interest is paid on the first business day of every month and on the Maturity Date.

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Fixed Term Savings - 1 Year

Issue
Number
Maturity Date Balance Tier Annual Rate
of Interest
102 29 October 2019 £500 - £49,999 1.00%
    £50,000+ 1.10%
104 3 December 2019 £500 - £49,999 1.00%
    £50,000+ 1.10%
106 7 January 2020 £500 - £49,999 1.00%
    £50,000+ 1.10%
108 5 February 2020 £500 - £49,999 0.80%
    £50,000+ 0.90%
110 3 March 2020 £500 - £49,999 0.80%
    £50,000+ 0.90%
112 7 April 2020 £500 - £49,999 0.80%
    £50,000+ 0.90%
114 12 May 2020 £500 - £49,999 0.80%
    £50,000+ 0.90%
116 16 June 2020 £500 - £49,999 0.70%
    £50,000+ 0.85%
118 21 July 2020 £500 - £49,999 0.70%
    £50,000+ 0.85%
120 27 August 2020 £500 - £49,999 0.70%
    £50,000+ 0.85%
122 30 September 2020 £500 - £49,999 0.70%
    £50,000 + 0.85%
124 4 November 2020 £500 - £49,999 0.65%
    £50,000 + 0.85%
126 9 December 2020 £500 - £49,999 0.65%
    £50,000 + 0.85%

Fixed Term Savings - 2 Years

Issue
Number
Maturity Date Balance Tier Annual Rate
of Interest
079 6 November 2019 £5,000 - £49,999 0.60%
    £50,000+ 0.65%
081 11 December 2019 £5,000 - £49,999 0.60%
    £50,000+ 0.65%
083 8 January 2020 £5,000 - £49,999 0.80%
    £50,000+ 0.85%
085 5 February 2020 £5,000 - £49,999 0.80%
    £50,000+ 0.85%
087 4 March 2020 £5,000 - £49,999 0.80%
    £50,000+ 0.85%
089 3 April 2020 £5,000 - £49,999 1.00%
    £50,000+ 1.06%
091 23 April 2020 £5,000 - £49,999 1.00%
    £50,000+ 1.06%
093 21 May 2020 £500 - £49,999 1.00%
    £50,000+ 1.06%
095 25 June 2020 £500 - £49,999 1.00%
    £50,000+ 1.06%
097 23 July 2020 £500 - £49,999 1.00%
    £50,000+ 1.06%
099 20 August 2020 £500 - £49,999 1.00%
    £50,000+ 1.06%
101 24 September 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
103 29 October 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
105 3 December 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
107 7 January 2021 £500 - £49,999 1.15%
    £50,000+ 1.25%
109 5 February 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
111 3 March 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
113 7 April 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
115 12 May 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
117 16 June 2021 £500 - £49,999 0.85%
    £50,000+ 0.95%
119 21 July 2021 £500 - £49,999 0.85%
    £50,000+ 0.95%
121 27 August 2021 £500 - £49,999 0.85%
    £50,000+ 0.95%
123 30 September 2021 £500 - £49,999 0.85%
    £50,000+ 0.95%
125 4 November 2021 £500 - £49,999 0.70%
    £50,000+ 0.90%
127 9 December 2021 £500 - £49,999 0.70%
    £50,000+ 0.90%
     

Fixed Term Savings Auto Reinvestment - 1 Year

Issue
Number
Maturity Date Balance Tier Annual Rate
of Interest
ARI 653 (ARI 074) 11 September 2019 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 655 (ARI 076, 633) 22 October 2019 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 657 (ARI 078) 19 November 2019 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 659 (ARI 636) 10 December 2019 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 662 (ARI 638) 17 December 2019 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 663 (ARI 080) 20 December 2019 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 664 (ARI 640, 082) 17 January 2020 £500 - £49,999

1.00%
    £50,000+
1.10%
ARI 666 (ARI 641, 084) 21 February 2020 £500 - £49,999

0.80%
    £50,000+ 0.90%
ARI 668 (ARI 643, 086) 26 March 2020 £500 - £49,999
0.80%
    £50,000+

0.90%
ARI 670 (ARI 645,088,090) 1 May 2020 £500 - £49,999 0.80%
    £50,000+ 0.90%
ARI 672 (ARI 647,092)

3 June 2020 £500 - £49,999
0.80%
    £50,000+ 0.90%
ARI 674 (ARI 649,094)
3 July 2020 £500 - £49,999
0.70%
    £50,000+
0.85%
ARI 677 (ARI 096) 3 August 2020 £500 - £49,999
0.70%
    £50,000+
0.85%
ARI 679 (ARI 651,098) 2 September 2020 £500 - £49,999
0.70%
    £50,000+
0.85%
ARI 681 (ARI 653, 100) 7 October 2020 £500 - £49,999
0.70%
    £50,000+ 0.85%

Fixed Term Savings Auto Reinvestment - 2 Years

Issue
Number
Maturity Date Balance Tier Annual Rate
of Interest
ARI 632 (022) 26 July 2019 £5,000 - £49,999 0.60%
    £50,000+ 0.65%
ARI 634 (024, 026, 027) 4 October 2019 £5,000 - £49,999 0.60%
    £50,000+ 0.65%
ARI 635 (026) 4 October 2019 £5,000 - £49,999 0.60%
    £50,000 - £149,999 0.65%
    £150,000+ 1.25%
ARI 637 (029) 29 November 2019 £5,000 - £49,999 0.60%
    £50,000 - £149,999 0.65%
ARI 639 (031) 6 December 2019 £5,000 - £49,999 0.80%
    £50,000 - £149,999 0.85%
ARI 641 (033) 27 December 2019 £5,000 - £49,999 0.80%
    £50,000+ 0.85%
ARI 642 (35) 31 January 2020 £5,000 - £49,999 0.80%
    £50,000+ 0.85%
ARI  644 (037) 28 February 2020 £5,000 - £49,999 1.00%
    £50,000+ 1.06%
ARI 646 (39, 41) 15 April 2020 £5,000 - £49,999 1.00%
    £50,000+ 1.06%
ARI 648 (043, 045) 3 June 2020 £500 - £49,999 1.00%
    £50,000+ 1.06%
ARI 652 (ARI 049) 3 August 2020 £500 - £49,999 1.00%
    £50,000+ 1.06%
ARI 654 (ARI 051) 17 September 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
ARI 656 (ARI 053, 612) 9 October 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
ARI 658 (ARI 055, 614) 13 Nov 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
ARI 660 (ARI 057) 4 December 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
ARI 661 (ARI 616) 11 December 2020 £500 - £49,999 1.15%
    £50,000+ 1.25%
ARI 667 (ARI 620, 061)

18 Februrary 2021 £500 - £49,999

1.00%
    £50,000+

1.10%
ARI 669 (ARI 624, 063) 18 March 2021 £500 - £49,999
1.00%
    £50,000+
1.10%
ARI 671 (ARI 626,065) 19 April 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 673 (ARI 067) 17 May 2021 £500 - £49,999 1.00%
    £50,000+ 1.10%
ARI 675 (ARI 628, 069)

14 June 2021 £500 - £49,999
0.85%
    £50,000+
0.95%
ARI 676 (ARI 630)

8 July 2021 £500 - £49,999
0.85%
    £50,000+
0.95%
ARI 678 (ARI 632, 071, 073) 9 August 2021 £500 - £49,999
0.85%
    £50,000+
0.95%
ARI 680 (ARI 075) 9 September 2021 £500 - £49,999
0.85%
    £50,000+
0.95%

Fixed Rate Bond Auto Reinvestment - 1 Year

Issue
Number
Relating to
Maturing Issues
Maturity
Date
Balance & Annual
Rate of Interest
ARI 94 619/717/719/
621/721
23 October 2019 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.10%
ARI 95 623/723/725/
601/801/625
27 December 2019 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.10%
ARI 97 728/603/802/
701/627
22 January 2020 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 101 730/703/605/
803/629/733
3 March 2020 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 103 735/631/607/
804
30 March 2020 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 105 738/609/705/
805/633
27 April 2020 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 107

741/611/707/806

/635/743/709/745/

711/613/807/637

19 June 2020 £5,000 - £49,999 = 0.70%
      £50,000+ = 0.85%

ARI 109

639/747/615/713/808/617/715/641

27 August 2020

£5,000 - £49,999 = 0.70%

 

 

 

£50,000+ = 0.85%

ARI 111

619/717/719/621/721

23 October 2020

£5,000 - £49,999 = 0.65%

 

 

 

£50,000+ = 0.85%

Interest is paid monthly or annually depending on what you selected when you opened the account. Monthly interest is paid on the last business day of every month and on the Maturity Date. Annual interest is paid on the last business day of April and on the Maturity Date.

Fixed Rate Bond Auto Reinvestment - 2 Years

Issue
Number
Relating to
Maturing Issues
Maturity
Date
Balance & Annual
Rate of Interest
ARI 77 718/620/720/
622/722
23 October 2019 £5,000 - £49,999 = 0.60%
      £50,000+ = 0.65%
ARI 79 624/724/726/
626/727
27 December 2019 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.85%
ARI 81 628/729 22 January 2020 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.85%
ARI 83 731/732/630/
734
2 March 2020 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.06%
ARI 85 736/737/632
25 March 2020 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.06%
ARI 87 739/740/634
23 April 2020 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.06%
ARI 88 742/636/744
1 June 2020 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.06%
ARI 90 746/638
19 June 2020 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.06%
ARI 91 640/748
29 July 2020 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.06%
ARI 93 642 12 August 2020 £5,000 - £49,999 = 1.15%
      £50,000+ = 1.25%
ARI 96 602 24 December 2020 £5,000 - £49,999 = 1.15%
      £50,000+ = 1.25%
ARI 98 604/702
21 January 2021 £5,000 - £49,999 = 1.00%
      £50,000+ = 1.10%
AR 100 704/606 15 February 2021 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 102 608 29 March 2021 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 104 610/706 27 April 2021 £5,000 - £49,999 = 0.80%
      £50,000+ = 0.90%
ARI 106 708/612/710 21 June 2021 £5,000 - £49,999 = 0.85%
      £50,000+ = 0.95%

ARI 108

616/714

30 August 2021

£5,000 - £49,999 = 0.85%

 

 

 

£50,000+ = 0.95%

ARI 110

718/620/720/622/722

25 October 2021

£5,000 - £49,999 = 0.70%

 

 

 

£50,000+ = 0.90%

Interest is paid monthly or annually depending on what you selected when you opened the account. Monthly interest is paid on the last business day of every month and on the Maturity Date. Annual interest is paid on the last business day of April and on the Maturity Date.

Business and Commercial accounts

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Business Reserve

Balance Interest Rate from 1st October 2018
AER/Gross p.a. (variable)

£0-£999,999 0.20%
£1,000,000+ 
0.30%

Interest paid monthly

Liquidity Manager 35 Day notice

Balance Interest Rate from 3rd June 2019
AER/Gross p.a. (variable)

£0+ 0.75%

Interest paid monthly

Liquidity Manager 95 Day notice

Balance Interest Rate from 3rd June 2019
AER/Gross p.a. (variable)

£0+ 0.85%

Interest paid monthly

Client Deposit Manager

Balance

Interest Rate from 1st October 2018

AER/Gross p.a. (variable)

£0-£999,999 0.20%
£1,000,000+ 0.30%

Interest paid quarterly

Currency Call Deposit Account

Currency  Balance AER Gross rate p.a.

US Dollars (Corporates)

0+

1.76%

1.75%

US Dollars (Non-Bank Financial Institutions)

0+

1.24%

1.23%

US Dollars (Financial Institutions)

0+

0.00%

0.00%

Euros (Corporates)

0+

0.00%

0.00%

Euros (Non-Bank Financial Institutions)

0+

-0.50%

-0.50%

Euros (Financial Institutions)

0+

-0.65%

-0.65%

Canadian Dollars (Corporates / Non-Bank Financial Institutions)

0+

1.16%

1.15%

Canadian Dollars (Financial Institutions)

0+

0.00%

0.00%

Australian Dollars (Corporates / Non-Bank Financial Institutions)

0+

0.35%

0.35%

Australian Dollars (Financial Institutions)

0+

0.00%

0.00%

Norwegian Krone (Corporates / Non-Bank Financial Institutions)

0+

0.35%

0.35%

Norwegian Krone (Financial Institutions)

0+

0.00%

0.00%

New Zealand Dollars (Corporates / Non-Bank Financial Institutions)

0+

0.35%

0.35%

New Zealand Dollars (Financial Institutions only)

0+

0.00%

0.00%

South African Rand (Corporates / Non-Bank Financial Institutions)

0+

2.99%

2.95%

South African Rand (Financial Institutions)

0+

0.00%

0.00%

Japanese Yen (Corporates)

0+

0.00%

0.00%

Japanese Yen (Non-Bank Financial Institutions / Financial Institutions)

0+

-0.20%

-0.20%

Danish Krone (Corporates)

0+

0.00%

0.00%

Danish Krone (Non-Bank Financial Institutions / Financial Institutions)

0+

-0.95%

-0.95%

Swiss Francs (Corporates)

0+

0.00%

0.00%

Swiss Francs (Non-Bank Financial Institutions / Financial Institutions)

0+

-0.95%

-0.95%

Swedish Krona (Corporates)

0+

0.00%

0.00%

Swedish Krona (Non-Bank Financial Institutions / Financial Institutions)

0+

-0.95%

-0.95%

Hong Kong Dollars

0+

0.00%

0.00%

Singapore Dollars

0+

0.00%

0.00%

Rates correct as at 19th February 2019

Annual Equivalent Rate (AER): this is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Gross rate: This means the interest rate you are paid without the deduction of UK income tax.

Interest paid quarterly

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