Open a Reward bank account
A Reward bank account for a little something extra
Easy-to-use mobile banking app
Arranged overdraft available (subject to eligibility)
Choose your way to pay with Apple Pay, Google Pay™ or Contactless Visa Debit. Limits apply.
£2 monthly fee
To apply, you need to be 18+ and a UK resident. To hold this account, you need to pay in £1,250 to an eligible Royal Bank of Scotland account every month.
Features and benefits
Mobile app features OpenClose
Get closer to where your money goes
Get cash without your card
Mobile app eligibility
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
How to apply online
Provide your ID
Check your details
Your account is open
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
Now please take a look at the important legal info
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.