Current account switch

Switch your bank account
to Royal Bank

Money doesn't grow on trees, but switch to Royal Bank and we'll give you £150

Think switching will be lots of hassle? Think again. Once you've applied and selected to switch, we'll manage the whole process for you. Here's what you need to do for a successful switch:

  1. Apply and open a new account or switch in to an existing account with us by the 29th November 2019.
  2. In your application select to switch to us. The Current Account Switch Service will then automatically move your existing payments and close your account held elsewhere.
  3. Pay in at least £1500 and log in to Digital or Mobile banking by 10th January 2020. We'll then pay you £150 by 7th February 2020.

Offer available to new and existing customers in the UK.

The Current Account Switch Service guarantees to move your balance, switch your payments and close your old account - all within 7 working days.

Switching Offer Terms and Conditions (PDF, 28KB)

Choose your account...

Select Account

£150 when you switch

Our basic everyday bank account

Bank on the go with our Mobile Banking app

No monthly fee

Reward Accounts

£150 when you switch

Earn 2% in Rewards on 7 types of household bills

Earn at least 1% in Reward with our retail partners

Account extras such as mobile and travel insurance

Monthly account fee

Premier Banking

£150 when you switch

Earn 2% in Rewards on 7 types of household bills

Earn at least 1% in Reward with our retail partners

Extensive lifestyle benefits, including concierge service

£31 monthly fee

Premier Banking criteria applies

How does the switching process work?

Day 1 and 2

The Current Account Switch Service will contact your old bank and they confirm if the switch can go ahead.

Day 3

Your new account will then be set up and your payments, like your salary and bill payments will be moved across.
Asset 2

Day 6

We talk to your old bank about transferring your balance over.
Asset 4

Day 7

Your balance will then be transferred and your old account will be closed. And that’s your switch complete.

Frequently asked questions - Switching

I'm ready to switch

Great, thanks for choosing to switch your current account to us. Are you a…

The first step is to apply for a current account with us

To start your switch, browse our range of eligible accounts and when you are ready, start the online application. You'll be able to request the switch during the application.

I have a current account with Royal Bank...

To get the £150 switching offer you must:

  • Switch in to your Royal Bank account by the 29th November 2019. When you switch you'll need to agree to close your account held elsewhere.
  • Pay in at least £1500 and log in to Digital or Mobile Banking by 10th January 2020

We're sorry but if you've had cashback for switching to us (or NatWest) since October 2017 you won't be eligible for this offer. 

Take a look at the full Switching Offer Terms and Conditions (PDF, 28KB)

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Great, looks like you're all set and ready to go.

The first step is to apply for a current account with us

To start your switch, browse our range of eligible accounts and when you are ready, start the online application. You'll be able to request the switch during the application.