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Current account switch

Switch your bank account
to Royal Bank

Switch to Royal Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB).

How does the Switch service work?

Choose your account...

Select Account

Our basic everyday bank account

Bank on the go with our Mobile Banking app

No monthly fee

Reward Accounts

Earn 2% in Rewards on 7 types of household bills

Earn at least 1% in Reward with our retail partners

Account extras such as mobile and travel insurance

Monthly account fee

Premier Banking

Earn 2% in Rewards on 7 types of household bills

Earn at least 1% in Reward with our retail partners

Extensive lifestyle benefits, including concierge service

£31 monthly fee

Premier Banking criteria applies

How does the switching process work?

Day 1 and 2

The Current Account Switch Service will contact your old bank and they confirm if the switch can go ahead.

Day 3

Your new account will then be set up and your payments, like your salary and bill payments will be moved across.
Asset 2

Day 6

We talk to your old bank about transferring your balance over.
Asset 4

Day 7

Your balance will then be transferred and your old account will be closed. And that’s your switch complete.

Frequently asked questions - Switching

I'm ready to switch

Great, thanks for choosing to switch your current account to us. Are you a…

The first step is to apply for a current account with us

To start your switch, browse our range of eligible accounts and when you are ready, start the online application. You'll be able to request the switch during the application.

I have a current account with Royal Bank...

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Great, looks like you're all set and ready to go.

The first step is to apply for a current account with us

To start your switch, browse our range of eligible accounts and when you are ready, start the online application. You'll be able to request the switch during the application.